They aren't dumb questions. I don't know where you live, and I now that the US is a bit different than other countries, but I did Pony club for a number of years. You age out when you hit 21 I believe. I know here they do riding as well as stable management. We had two weekly lessons, one was just riding in the middle of the week, the other was stable management for an hour, and then riding for an hour. They do cross country, stadium jumping, gymnastics, flat, and dressage, and we would rotate every week. There are different ratings, starting with D-1, which is very basic horsemanship. I learned a lot in Pony Club, and had a lot of fun. They teach you how to do first aid, how to teach lessons, training techniques, nutrition, breeding ect. Give you a wide range of knowledge which is great. They do rally's where you go and show with your team of 4 riders. I think it is a great way to learn with a bunch of other kids, but the lessons are not quite as tailored to YOU individually, so I personally also took private lessons as well. I would encourage you to go talk to the kids in your area who are involved, and see what they say, and maybe watch a lesson or two, see if you like the trainers, and would be interested in joining. Good luck.