well, i went through that at one point in time. i had to haul my horses water everyday in winter with a little toboggan... for a 1/4 mile each way, and i would do it 2 times a day. after that, it was also knee high snow or higher, i was tired and didnt feel i had the time to ride my boy or train my little girl. I definately came out of it now though! if you are worried about your horse getting chills, blanket your horse after you ride her until she is not sweaty or anything. if you do not have a blanket, you dont need to go out and buy a fancy one! im making my own horse cooler right now in home ec, but before i always used a heavy towel that covered my horse from above the withers to over the tail (you might need to sew 2 towels together). it worked well for me! :) hope you can get out there riding again soon! oh, and one more great way to get you out there is to eliminate the things that keep you from doing it! like putting a blanket on your horse for a bit afterwards, or whatever else your problems might be!