Ok some of you may know that I've been looking at a 5yo APHA mare (here's her pic). She is owned by the barn manager of the stables at the military base we are stationed at. I've gone down to see/ride her twice now, definitely interested, and we have been talking back and forth and working on getting to a price and terms that is good for everyone involved. If it were up to me I'd spend 10K on a horse but unfortunately (actually it's a good thing) I am limited by the budget my responsible husband gives me
Considering I came home and told him I fell in love with a horse twice the amount we had talked about, he's responding quite well!
Anyways, the barn manager basically came out and asked me about our financial situation (with the military, everyone knows how much money you make because of you or your husband's rank). My husband had asked me to see if she would be interested in doing a few payments over the course of 2-3 months, again because he wasn't budgeting for a horse in this price range and the situation would work well because she would obviously be staying at the same place and still be cared for by her former owner (and wouldn't officially be ours until paid in full). Her husband is a Captain and I think she was surprised when she found out mine was as well, and I got the impression today that she was wary of our financial situation because we suggested a payment plan. We can certainly afford to pay for this horse up front (and probably now will do that) - it was never about that - it just seemed like something that might work, but she was asking me basically if we could afford vet care, board, feed, etc. She knows I've owned horses in the past so I have to admit I was a little taken aback by this. I understand her intentions are good and she cares about her horse, but I guess I was just caught off guard. My husband and I are very financially stable and wouldn't be looking at another horse if we couldn't comfortably afford it, and I've never had to, nor do I feel like I should have to convince someone of that or prove to them that we have the means. It was a little awkward. What does everyone think?
It's certainly not a deal breaker and her and I get along just fine, I was just surprised by this and wanted to get some opinions on how to respond if it comes up again. I feel like she wants a credit check or something!! (Laughing)