Boarding form questions - The Horse Forum

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post #1 of 14 Old 01-01-2009, 11:50 AM Thread Starter
Foal
 
Join Date: Dec 2008
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Boarding form questions

Ok so we finally found a horse! I am so in love with him He's a 14 year old Percheron and the sweetest, most gentle horse in the world! He's so laid back and just like a big teddy bear! I just want to cuddle with him.

So I'm filling out forms to have him boarded at a place right down the street from us until we can move. This is the first horse I've owned, I've always leased in the past so I'm not sure what to put in certain fields hopefully someone can help me out.

First question is they ask for the horse value. Now is that what we're paying for him or whats he's worth? If it's what he's worth how do I find that out?

The next question is Authorization of emergency surgery/shots/care deemed necessary by vet in the event I/We are not available.

Vet care for horse(s) (per horse) should not exceed $______

How much should I put there?
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post #2 of 14 Old 01-01-2009, 01:05 PM
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Disclaimer: never owned a horse, going by common sense here. Get advice from the others too!

For the first one, I would put his worth, but be guided by what you paid for him. If you got him for free or something, check online to see what similar horses are selling for.

For the last one, you should put the maximum you are willing to spend on your horse's vetinary care - if he coliced and needed surgery while you were on holiday, as an extreme example (I don't know just what your agreement says), would you be willing to pay tens of thousands of dollars, or would you ask that your horse be put down instead?

If you believe everything you read, better not read.
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post #3 of 14 Old 01-01-2009, 02:17 PM
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I find it weird that they want to know the value! All horses should be treated equally. The only time I would consider vlaue is 1) if I am buying 2) if I am selling or 3) if I am getting insurance.
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post #4 of 14 Old 01-01-2009, 02:51 PM
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They probably need to know the value for insurance purposes.

If you believe everything you read, better not read.
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post #5 of 14 Old 01-01-2009, 03:08 PM
Showing
 
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The value of your horse is no ones business IMO. I don't understand why they would need to know. As for the vet care, that is what you would be willing to pay for if an emergency were to arise. Those are done mainly if you aren't around if he gets hurt or sick. Have you considered insuring him?
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post #6 of 14 Old 01-01-2009, 03:13 PM
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I think the boarding facility needs to know the monetary value of the horse. Each horse may be worth a million dollars to his rider - but the boarding facility's insurance company needs to know the monetary value of the property there, and that includes the horses. The insurance for a place with ten $1,000 dollar trail horses is going to be different to a place that boards a pair of $20,000 showjumpers.

If you believe everything you read, better not read.
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post #7 of 14 Old 01-01-2009, 03:34 PM
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Quote:
Originally Posted by claireauriga View Post
I think the boarding facility needs to know the monetary value of the horse. Each horse may be worth a million dollars to his rider - but the boarding facility's insurance company needs to know the monetary value of the property there, and that includes the horses. The insurance for a place with ten $1,000 dollar trail horses is going to be different to a place that boards a pair of $20,000 showjumpers.
Not saying I'm right and you're wrong but I am currently boarding at a facilities where some horses have been sold for $250,000+. Not once have I ever had to give my horse's worth. Horse insurances are generally standardized also most facilities do not cover most injury or illness to you OR the horse on the property which is why private insurance comes in.
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post #8 of 14 Old 01-01-2009, 03:44 PM
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I don't think the boarding barn's insurance company needs to know that... wouldn't the individual horse owner's insurance need to know? What if your BO pays insurances for 10 horses worth $1000 and then she gets 10 $50 000 horses? The insurance doesn't change for the BO.
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post #9 of 14 Old 01-01-2009, 06:00 PM
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Quote:
Originally Posted by BeauReba View Post
I don't think the boarding barn's insurance company needs to know that... wouldn't the individual horse owner's insurance need to know? What if your BO pays insurances for 10 horses worth $1000 and then she gets 10 $50 000 horses? The insurance doesn't change for the BO.
Yes it is the owner's private horse insurance that requires that kind of information. It's based on that cost that they decide what to charge annually.
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post #10 of 14 Old 01-01-2009, 06:14 PM
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The first question seems odd to me.
The barn owner (I don't think) has to pay for insurance on each individual horse, but has to pay for insurance on her business instead.
The owner of the horse can get insurance on the horse and that is when you'd need to know what the horse is worth.

I have a contract with my current stable on hand. There is nothing there that asks for the price of the horse, though it does say
"In no event shall stable be held liable to owner for equine death or injury in an amount in excess of $5,000 per animal. Owner agrees to obtain equine insurance for any animals valued in excess of $5,000, at owner's expense, or forego any claim for amounts in excess of $5,000. Owner agrees to dislocse this entire agreement to owner's insurance company and provide stable with the company's name, address and policy number. Failure to disclose insurance information shall be at owner's risk."

There was also something else that we had to fill out if our horses were surgical candidates if we were unable to be contacted. All of my horses are candidates just as an FYI.

This is for New Jersey though.
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