I say if you can afford a WELL TRAINED pony go for it! Like asked before how old/big is your child? I did have the perfect babysitter 16.2 hh QH gelding I planned on using for my daughter but he passed when she was 4, he was PERFECT for her so I wouldn't count out a dead broke older horse. I shopped for a long time and found my kid a larger Shetland/appy/paint pony and they were great together. Now she's 7 and is riding a 14.2 hh 15 year old gentle gelding and they are doing ok, still leadlining and in the round because she doesnt quite have the umph for him. If I had to do it all over again I would have gotten her another pony.
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