So you are selling your horse, a horse you put lots of time and training into and has lots of potential, because you have tons of vet bills on top of the fact you have expensive living expenses? And then you want to buy a filly that will most likely be raced and you will have no idea where she will end up? And even if you sell your current horse and if you do get lucky and get your asking price for her, it still wouldn't cover the vet bills? ....this sounds like a recipe for finacial disastor.
You need to pinch your self and wake up from this dream. You have to put yourself first, take care of your housing bills, utility bills, phone bills, food bills, gas for car bills, insurance, etc. Horses come second as they are a hobby, unless you are making money by using your horse which I assume you are not. Horses have huge expenses too as you well know, vet bills can occur at any time. Your filly could colic or go lame or get an illness so fast your head might spin. And if they don't, count your blessing. But then there is their upkeep, board costs, hoof trimming every couple months, vaccinations, health checks, any special feed or supplements, chiro visits, teeth floating and so on and so forth. AND you already said that you can't afford the horse you already have. If you can't afford the hobby then you can't keep doing it. You can't lease a horse if you can't afford the monthly fee nor can you keep a dog or cat if you can't afford to feed it. And you can't keep a car if you can't afford the payments. Just like you can't afford the rent you don't get a roof over your head. Tis the way of the world. It sucks but that is life.
It is hard to have to sell an animal you are attached to, one you love and care for but, you have to be responsible, you have to do what is best for both. You have to be an adult. Can you finacially take on another vet bill? No? Then do what's in the best interest for both you and the horse and sell to someone who can take on the financial burden of horse ownership.
As for the filly, don't even think about it. Its a poor mans dream. You don't know what the next two years will bring either you or the filly. You may or may not be finacially capable of owning a horse in two years time. And the filly, depending on her race career, she could end up anywhere. She probably won't be the same horse you know her as today. And there will always be dream horses. They come and go. Yes we'll think of them from time to time, fill our hearts with longing and "what if"s but the right horse will come along when you are really ready when the time is right. And right now is not the right time.
Its time to be serious and take a good hard look at the truth and do the right thing for you and the horse. Good luck.
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