Do you have lots $$$$$$ to have a horse?
 
 

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Do you have lots $$$$$$ to have a horse?

This is a discussion on Do you have lots $$$$$$ to have a horse? within the Horse Talk forums, part of the Keeping and Caring for Horses category
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    10-02-2012, 10:45 PM
  #1
Foal
Wink Do you have lots $$$$$$ to have a horse?

Ok so everyone keeps telling me "Horses are sooo expensive to keep!" this is the reason I don't have a horse. Cause everyone says they cost like 1,000 dollars a month! Is this true? Or is everyone just exaggerating?
How much does a horse really cost each month not including board?
Thanks
     
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    10-02-2012, 10:48 PM
  #2
Yearling
Yes, horses can be very expensive. Your monthly board might not cost a $1,000. But then, you do have to add farrier cost, vet costs. If you are unfortunate enough to have an emergency that can be several thousand really quickly. Horses are worth it but they definitely ARE expensive.
     
    10-02-2012, 10:53 PM
  #3
Yearling
When I was showing, I spent upwards of $400 a month. Currently, I spend $63 a month (as long as there's no vet calls).

It just depends on what you plan on doing w/ the horse, where you live, what type of health the horse is in, if you have friends to swap/borrow w/ as opposed to always buying, what your spending habits are, how much "stuff" you think you need, what type of collections you start.....

Hope that helped;)
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    10-02-2012, 10:55 PM
  #4
Green Broke
I'm just going to say, NO.

1,000 a month is wayyyyy over exaggerating. I'm spending maybe 100 a month for two horses, they are on my own property. I barter with my farrier so I don't pay for trimmings, I have super easy keepers that don't each much, I haven't had any need for a vet yet this year *knock on wood* other than regular things.

Yes, it CAN get expensive, it all depends on you and your horses situation.
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    10-02-2012, 10:56 PM
  #5
Green Broke
I've got mine down to about $200 a month including board, feed and supplements and farrier that comes every 8 weeks. But this summer when her health took a turn she cost me a few thousand. I still owe the bf and luckily he lent me some money but only because she was fixable. If you have a fatty that lives on air and doesn't need extra anything and is scared of getting hurt they can be cheap but it's the unplanned events that get expensive.
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    10-02-2012, 10:57 PM
  #6
Banned
I spend only $100 a month for two horses Learned the barefoot trimming trade, and really have to keep those pooping machines fed till spring vaccinations comes up. Keeping em on your own land cuts costs by a lot (if you know how to properly keep things fixed up).
     
    10-02-2012, 11:05 PM
  #7
Weanling
Costs are going to vary greatly depending on many, many variables.

Hay prices vary greatly and the amount you need will vary depending on how much grass your horse has access to. Horse quality bales cost around $10-12 each here. I board, so I'm not sure what my BO pays, but she did just raise our fees $20 per month to cover the increase in costs this fall.

Feed prices can vary depending on the quality of feed you choose. My feed is $16 per bag and we estimate our mare will eat between 3-4 bags per month.

Acey is on supplements (mare harmony, SmartCombo for her coat, hooves, gut, and joints). I pay $80 per month for those.

Acey is barefoot, so she needs trims every 6 weeks. I pay $35 per trim.

We float her teeth once a year...I pay around $150 for that.

Shots vary, but I budget $200 per year for those.

Those are recurring costs.

Add in vet bills (I'm at $500 so far this year) for various injuries.

And you cannot forget random costs for tack, fly spray, grooming supplies, and other supplies.

I'm estimating I spend between $7,000 - $10,000 per year. But that includes show fees, trailer payments, boarding costs, etc. I know many owners on this board spend less and others spend more.

The bottom line is that you need plenty of disposable income to properly maintain a horse. It's an expensive luxury item/hobby and should not be entered into lightly without extensive financial research about realistic costs in your area. Then, add 15% to whatever number you come up with. ;)
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    10-02-2012, 11:07 PM
  #8
Banned
Well.....without board this month.......(this month was a biggy!)
Vaccines: $98 (dosed my own horse) yearly
Drench: $16 once every 3-4 months
Vet dental: approx $200 (waiting for the bill!) yearly expense
Saddle to fit: Used beautiful saddle that fits nice $2000 - once off purchase (for now!)

Ok, that's a big month! And there is probably more but cannot remember, however next month is bound to be better!:
Supplement feed :$ unsure yet
Re-set of sliding plates and trim: $110

Wow....now I'm depressed!
     
    10-02-2012, 11:16 PM
  #9
Trained
Depends.
If you want a cute horse to love and cuddle and ride a little bit, you can get away with it for pretty cheap. Cheap tack, cheap lessons, no trailer or 4WD to tow with, etc.

I compete in Dressage, I have a very expensive hobby, and I much prefer quality over quantity for my gear. I have to pay horse and rider registration each year, entry fees, clinic and lesson fees (average 45 min lesson costs me $80, 40min clinic lesson costs upwards of $150 - I attend clinics nearly every month, and try to have lessons weekly). I need a vehicle to tow with which costs a lot to run, I need a trailer to tow my horses in, I have good quality tack, rugs and feed.
For two horses, only one in work, the other is a two year old, I have to budget for at least $800/month in a good month. I also seem to have a habit of getting struck by regular vet bills - which are generally upwards of $200.00 for a basic call out.

So yes, horse ownership can go either way. You can do it cheaply (provided you're lucky and don't end up with any major injuries or illnesses - vet bills for which can set you back into the thousands) or if you want to go out and compete at a state and national level, expect to be paying a significant amount. I work full time and have a small business on the side - most of my wage goes to my horses. I do pity my partner sometimes!
     
    10-02-2012, 11:25 PM
  #10
Showing
Horses are NOT cheap in my experience. If you don't board (and in my area it's $200+ the cheapest (usually no arena, trails, etc.)) then you have that maintenance etc. to pay for plus hay and grain/pellets. Add farrier every 4 to 8 weeks depending on need (shoes on all 4 are around $200 here), vet (shots, coggins, emergency fund), dentist, tack that fits, etc. If you show you'll have to pay hauling (or own truck/trailer) + show fees (+ appropriate cloth and so on). And yeah, lessons with the good trainer ARE expensive.

Of course, if you are extremely lucky and just do some pleasure riding you can get away with something like $300/month or even less (cheap board, going barefeet, healthy horse that doesn't really require vet calls etc.), but you never know if you can be that lucky.
     

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