I never wear my rings to the barn or anytime working with horses. Not so worried about hurting my finger but it would be a real pita to find a stone that came out in an arena. I stopped wearing them to the barn many years ago, was using iodine & one of my rings had poked a hole in my glove, the iodine leaked into the glove and destroyed the opal in my great grandmother's ring :(
Life is like a camera. Focus on what's important, Capture the good times, Develop from the negatives and if things don't work out, Take another shot.