Join Date: Aug 2009
Location: New South Wales, Australia
I honestly think it would be irresponsible to put young children on a two year old. I think horses should not be broken until they're three, and I wouldn't consider them beginner friendly until probably at least six. Even then they don't often settle down until they 8 or so.
My advice, if you or your husband want to ride a horse, is to get a bigger one. I see little 7 year olds on 15hh + horses. Old stock horses that their dad has used for 10 years. They've been there, done that. I'd get something solidish between 14 and 15 hh. Often kids will have an easier time on big ones because the strides are smoother.
$500 is nothing for a horse. I payed that to transport my horse to me. Save a bit, pay a little more, you won't regret. Consider a gelding, I think you are more likely to get a solid, reliable gelding than you are a mare, especially in your price range. I would steer well clear of young horses, look for something maybe over 10 who has done a bit, been ridden by kids etc.