Gotta Budget... - The Horse Forum
 
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post #1 of 7 Old 02-27-2010, 08:13 PM Thread Starter
Yearling
 
Join Date: Dec 2009
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Question Gotta Budget...

Any tips on how to save money with owning a horse? Any tips on saving money with your first horse? Thanks!

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post #2 of 7 Old 02-27-2010, 10:08 PM
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saving money? your gonna own a horse forget about saving money. try thinking of ways to make more money so you don't go in to debt. lol. sorry, it's just hard to save with horses. :)
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post #3 of 7 Old 02-28-2010, 12:28 AM
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Join Date: May 2008
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I agree with Beau Baby. I swear my horse Major calls the bank everyday when I leave and if he finds extra money, he thinks of ways for me to spend it on him
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post #4 of 7 Old 02-28-2010, 12:31 AM
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Location: Indiana
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Quote:
saving money? your gonna own a horse forget about saving money
Amen to that one, sister! As soon as I save money - it's gone... to the farrier, the vet, the feed store, the trainer, the instructor, the tack shop (I have an addiction), the auction house... or hair dye. No. The hair dye is not for the horses LOL!

Just save up all your change, and coinstar it every now and again. It adds up!

I've got a lovely bunch of Neuticals,
There they are all standing in a row

Big ones, small ones, some as big as your head
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post #5 of 7 Old 02-28-2010, 12:47 AM
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I agree with Paintspwn, everytime you get loose change back from a cash purchase, put it into a jar and roll it now and again. Adds up overtime!

I also agree with the others - Once you own horses, they spend your money for you! : ) You could buy your tack used though.
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post #6 of 7 Old 02-28-2010, 01:12 AM
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Honestly its rough sometimes this month alone Ive spent over $500 in emergency vet calls ughhhh. Although difficult nothing is impossible. This is what I have done that has helped me out a lot!
I started separate bank accounts one for my horse, one for saving and one for my other bills. This way I can keep all of my money separate and going towards the right things. When I get paid I take a majority of it and split it down the middle and put half in Jacks account and the other half for my billing account. I then take the leftover and put it in my savings (which I do not touch once it goes in there). Its really hard to save but not impossible...I just work my butt off to do it ....3 jobs :( Once you get a horse try going to tack consignment stores to get a saddle, pads, blankets, etc. Look for a place to board where you can do feedings 3x/week in exchange for cheaper board. I do every spring vaccinations that I can so I can eliminate the cost of having a vet come out. Go on the internet and find ways to make home remedies for stuff like hair detangler or fly spray. Buy in bulk (may be more expensive at first but it will def pay off in the long run). Goodluck!
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post #7 of 7 Old 02-28-2010, 11:04 AM
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Well, the simple way I do it is five bucks a week (or ten if you get paid every other week) into my savings account. I try my absolutely hardest not to touch it, but I usually do anyway, and then the next week replace what I took plus the next weeks funds. I have to say, getting my tax return saved my a$$!! I was able to afford a new saddle without taking a hit to my bank account and still put an extra hundred dollars away.

All in all, its just very careful and responsible managing of funds. Watch your spending, prioritize and don't buy what you can put off till next week, next month, whatever once you have a little more saved. Idk, just be an adult about it?
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