Help with a budget? - The Horse Forum
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post #1 of 6 Old 06-22-2012, 09:18 AM Thread Starter
Join Date: Dec 2010
Posts: 1,182
• Horses: 1
Help with a budget?

Okay, so I've been leasing Major (a handsome, almost 6y/o palomino registered QH gelding) for almost two years now. My instructor credits me with the majority of his training and we've recently started doing more jumping... he's incredible, it's funny because my instructor has always considered him a western pleasure guy but I've transformed him into an up and coming hunter star (let's hope)! :) Anyways, I've gotten really attached and we really have formed a bond. I can't imagine Laura (my instructor) selling him to someone once I stop leasing him.. although she has mentioned that she'd be very happy if he ended up going to me.

So, I've been trying to get my dad on board with this. My instructor has already said that I could work off board (I could work off $214 out of the $265 by just working on the weekends). I also have a part-time job this summer and will be making around $600, which will be okay for a little while so I'll be applying for a more long term job before school starts.

As for university, I plan on either half leasing him to someone that I know will keep up with his training or bringing him with me. (likely the first option)

My instructor wants $5000 for him, which I don't think is too bad. He has great conformation (and placed first in his conformation class in a provincial circuit last summer), has great potential (and is already showing it), is registered and he's just a really nice horse overall. She calls him a diamond in the rough. :)

I just need help with the budget (although I realize that different places have different prices and such). I know that the farrier cost is $80/6-8 weeks, and that vaccinations are around $150/year. I have read costs on dewormer but I'm not too sure overall. I know that horse ownership is definitely not cheap, but where I live, it's definitely not as expensive as elsewhere.

I'm including some pictures of us at a local show last summer (so don't mind my face in some of them haha!)

Thanks in advance for the help! :)

Forever loved, never forgotten; my beautiful Indie. <3 Hoofprints on my heart.
Jore is offline  
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post #2 of 6 Old 06-22-2012, 09:22 AM
Join Date: Dec 2009
Location: Iowa
Posts: 6,051
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It's not so much the monthly misc. it is more the unexpected. I have had in unexpected vet bills 800.00 last month 400.00 last winter, 2000.00 last year.
churumbeque is offline  
post #3 of 6 Old 06-22-2012, 09:24 AM
Join Date: Jul 2011
Location: Missouri
Posts: 16,846
• Horses: 1
Here are a few threads

How much does it cost to keep a horse?
Cost of Keeping a Horse
How much does a horse cost? Roughly a year

Basically my horse costs me 5-7 grand a year (board is $450, trims are $40-45, Shots are $125 each visit.. so spring and autumn, vet visits and other things combined.

My advice to you.. save save save. Your horse may need some vet attention in the future since horses are so accident prone so it's good to have a large savings account aside for vet care only.

Work your buns off, girl, and you could make it happen. Best of luck!

"Strength is the ability to use a muscle without tension"
Skyseternalangel is offline  
post #4 of 6 Old 06-22-2012, 09:36 AM Thread Starter
Join Date: Dec 2010
Posts: 1,182
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He's definitely no exception to being accident prone... earlier this year, he freaked out in his stall during the night and managed to cut a bunch of skin off his hock. It definitely wasn't pretty but it's healed up nicely with daily cleaning and ointment application.

I'm definitely planning on saving up. I think that once I stop showing (this is my last year.. although I want to find a university with an equine team), it'll be easier because we won't be spending $400/month on lessons and a bunch of money on entry fees and transportation and stuff.

Forever loved, never forgotten; my beautiful Indie. <3 Hoofprints on my heart.
Jore is offline  
post #5 of 6 Old 06-22-2012, 10:08 AM
Join Date: Feb 2011
Location: Soon to be South Carolina
Posts: 882
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That sounds like it will help you out a lot by stopping or reducing the amount on showing.

And I agree, save save save! Learn how to be creative with the little things, so you don't have to spend on something you could have made yourself.

With that said, he's a beautiful horse and you two look happy together. I say go for it. People have done "more with less", so if you're confident, then get him while you can. In the event that you do have difficulties, it's good that you plan on a partial lease so that you won't have to worry as much.

Life's shining moments, however big or small, will always out weigh our darkest hour.
BarrelWannabe is offline  
post #6 of 6 Old 06-22-2012, 10:50 AM
Join Date: Nov 2011
Location: Cumbria, UK
Posts: 416
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I just worked out Alli costs me between 2200 (my estimate-probs more accurate because mum over estimates) and 2500 (mums estimate-including insurance for her) a year. Heres what I worked out: Grass rent at 780 a year,
Hay- 60 over winter
Farrier- 425 a year,
Food- 180 not including garlic and the various suplements I've tried,
Worming- 32(feg)-92 (feg and wormer)
Suplements- 100 (just garlic and liquorice)
and Insurance coming in around 500 for the horse insurance and my insurance.
I also allowed 200 for replacing of equipment etc.

That equates to around 2200!! (I think thats about US$3500)

This wasn't as bad as I expected... Meby I missed something haha

We lose ourselves in the things we love, we find ourselves there too ~Kristen Martz
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