Horse Insurance - The Horse Forum
View Poll Results: Do you have insurance for your horse?
Yes and it's worth it 1 12.50%
Yes but it's not worth it 0 0%
No but I want it 4 50.00%
No and I don't want it 1 12.50%
Unsure/considering 2 25.00%
Voters: 8. You may not vote on this poll

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post #1 of 4 Old 04-10-2010, 05:29 PM Thread Starter
Join Date: Aug 2009
Posts: 1,348
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Horse Insurance

Do you have insurance for your horse(s)? What do you think of it?

I have insurance for mine. They paid for my first horse's mortality, and my current horse's ulcer treatment. I think it is worth it for me. I believe the rate for mine is $1,400 yearly, which is relatively cheap.

"The trouble with the world is that the stupid are certain and the intelligent are full of doubt"
-Bertrand Russel

Last edited by roro; 04-10-2010 at 05:33 PM.
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post #2 of 4 Old 04-10-2010, 05:33 PM
Green Broke
Join Date: Sep 2009
Location: alberta
Posts: 2,747
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i dont have it for rena, i dont think i ever really will... unless i get a 400 000 dollar horse one day... lol i will cross my fingers for a horse worth that much......

If there are no horses in heaven... im not going.
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post #3 of 4 Old 04-11-2010, 12:20 AM
Join Date: Nov 2009
Location: IN
Posts: 780
• Horses: 2
I don't know enough about it to really have a firm opinion.
My thoughts are that I wouldn't be able to afford it and it wouldn't really be worth it. I mean, I bought my horse for $2,000 and she's not going to be worth much more than that as she ages with the bad market here.
I think I would more strongly consider getting insurance for a horse that I invested a lot of money into.

"He doth nothing but talk of his horses."
~William Shakespeare
IslandWave is offline  
post #4 of 4 Old 04-11-2010, 05:41 AM
Join Date: Apr 2010
Location: Canada
Posts: 372
• Horses: 1
I'm getting insurance for my new horse. I cannot really afford to lose the money if something happened to him, which is how I weighed up the 'expense' - Can I afford to lose what I paid for him and be okay. From my research insurance is usually 3.5 per cent annually of the horse's worth. Also it's a safety net I didn't have with my other horses and wish I had done (not just mortality but to cover certain vet costs).
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