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Horse Insurance

This is a discussion on Horse Insurance within the Horse Talk forums, part of the Keeping and Caring for Horses category

    View Poll Results: Do you have insurance for your horse?
    Yes and it's worth it 1 12.50%
    Yes but it's not worth it 0 0%
    No but I want it 4 50.00%
    No and I don't want it 1 12.50%
    Unsure/considering 2 25.00%
    Voters: 8. You may not vote on this poll

     
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        04-10-2010, 05:29 PM
      #1
    Yearling
    Horse Insurance

    Do you have insurance for your horse(s)? What do you think of it?

    I have insurance for mine. They paid for my first horse's mortality, and my current horse's ulcer treatment. I think it is worth it for me. I believe the rate for mine is $1,400 yearly, which is relatively cheap.
         
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        04-10-2010, 05:33 PM
      #2
    Green Broke
    I don't have it for rena, I don't think I ever really will... unless I get a 400 000 dollar horse one day... lol I will cross my fingers for a horse worth that much......
         
        04-11-2010, 12:20 AM
      #3
    Yearling
    I don't know enough about it to really have a firm opinion.
    My thoughts are that I wouldn't be able to afford it and it wouldn't really be worth it. I mean, I bought my horse for $2,000 and she's not going to be worth much more than that as she ages with the bad market here.
    I think I would more strongly consider getting insurance for a horse that I invested a lot of money into.
         
        04-11-2010, 05:41 AM
      #4
    Weanling
    I'm getting insurance for my new horse. I cannot really afford to lose the money if something happened to him, which is how I weighed up the 'expense' - Can I afford to lose what I paid for him and be okay. From my research insurance is usually 3.5 per cent annually of the horse's worth. Also it's a safety net I didn't have with my other horses and wish I had done (not just mortality but to cover certain vet costs).
         

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