I have been reading a good few threads on here about sick horses and their owners being unwilling or unable to pay for the proper veterinary treatment. I must say I have been quite shocked at a few people being really reluctant to call a vet out when the horse clearly needs professional help.
It has occurred to me that perhaps insuring your horses against unexpected vets fees isn't usual in other parts of the world?
I know in the UK and Ireland it is fairly common to take out insurance when getting a new horse to cover against vet's fees and being stolen and public liability etc.
I would be really interested to hear your comments. Obviously calling a vet out for every minor scratch or snuffly nose is ridiculous whether they are insured or not........just wondering though if the lack of insurance and large vet's bills for more serious ailments and injury sometimes is the decider on this?