Horse Purchase Dilemma (Long but need advice)
So I had been leasing this horse for the last year and my lease was up on June 15. However, he is still at my barn for a while until he is sold. I am so torn as to whether or not to buy him. My trainer is fairly confident that he would practically give this horse to be, but I cannot decide whether I want that or not.
Pros: He is a great mover and jumper, and he is stunning. Bay with four stockings and a blaze. People always ooh and aw over him. He has taken me from 2' to 2'9" in less than a year and he still has the ability to keep moving up. He takes awesome care of me and is such a great teacher. The farrier was talking to someone else about him and saying that if some things (see cons) were different, he would be a six-figure horse. People always compliment us and him specifically.
Cons: Here's the catch. He only has one eye. He was born this way and wears a prosthetic. Since he was born this way, it doesn't really affect him but it is a little jarring sometimes. He has a black prosthetic to wear for shows but at home wears a white one that is pretty creepy. He is also very sensitive to things, like he gets awful allergies, awful rainrot, and sometimes gets ulcers. He is also kind of a jerk. He is never friendly and always lays his ears back. He has kicked both me and my trainer and bitten her, but it has always been during one of his allergy flareups or other such things. It sometimes makes me nervous when he is cross tied and there are kids walking around.
I don't know what to do. I am a recent college graduate with a very limited budget. My parents have offered to loan me the money to buy a new horse, but I just don't want to go into debt to my parents for who knows how long just to buy a horse who is less talented than one I could basically get for free. I have dealt with his eye, his issues, and his attitude for the last year and it was never awful but it was definitely a hassle. And he is my first real horse so I actually don't know how much more high maintenance he is than a "normal" horse. I know that all horses have their own set of issues but I just haven't had experience with other horses. But at the same time I don't want to be saddled (no pun intended) with a horse that I already am aware has a lot of issues.
I mean also, I've obviously gotten emotionally attached to this horse. I am scared that nobody will buy him and he will just get shopped around to a bunch of sale barns because that's what his owner did with another of his horses that wasn't selling. Carlyle is way too special-needs for that kind of life, he would be miserable. I want to be very competitive in the Adult Amateur division, and I think that he could be that horse for me for a very very cheap price. I just am so torn and I keep thinking myself into migraines about it. Any advice?
There is something about the outside of a horse that is good for the inside of a man. ~Winston Churchill