Cowgirl, North Face is very popular. I agree with all of you, riding in the winter is great, except when you really have to bundle up. I found a long time ago, that the best thing to do is invest in under armour. I used to wear a long sleeved UA shirt, a flannel, and my carhart coat (which I don't have anymore) and be nice and warm. But that was at the farm where my parents live in Indiana, doesn't get as cold there. It's the wind that gets to you worse than anything.
I do remember riding the haffies bareback through the snow covered corn field though.
Speaking of haffies, any of you draft people ever have problems with your horses "blowing up" when you tighten thie girth only to relax later and have the saddle be loose? Dad's mares used to do that all the time. I always wondered if it was a horse thing, or a breed thing. I'm pretty sure they did it just to try and make me fall off.