I grew up in a middle class family. But since I was one of five children, my parents could not afford to give such an expensive hobby to only one of their children. The bought us all a small sailing dinghy , instead. I did not realize that I was being selfish to ask for so much for only myself. But I could not have earned enough money to reall offset the costs.
Many years later, I have a special needs son, so once again, I dont' have the financial freedome to have my own horse.
But I discovered half leasing and have been able to have a horse that feels like it is nearly mine. It is an excellent solution for when ownerhsip isn't workable.
With college coming on, leasing is a more workable solution.