I don't board, that's helped me a lot. I give lessons to the hay farmers kids, I get $2 discount on every bale of hay and free delivery. I don't know if it saves money but, I write down all my shows and horsie events for the year, go back to last years prize lists/past experiences and give an estimated cost for every show, that way I am not bombarded with costs the weekend of the show. I can't say tack wise I save much, stuff I don't need or use I tack to tack sales or sell online and make some money. But then now I am sort of in a predicament where I need some more tack.