I need a plan....
 
 

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I need a plan....

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    • 2 Post By Saskia

     
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        05-29-2012, 08:53 PM
      #1
    Foal
    I need a plan....

    I am still so new to re-learning about horses and riding after many years away, and thought I was months, maybe even a year away from leasing or owning my own horse.
    I happened to mention to my riding instructor the other day, that there is a horse for lease right up the road from me. A Quarterhorse gelding who is older, no vices, never bucked or spooked, that is for lease and would stay at his owner's barn. Everything looks good, except that he hasn't been ridden in a year or so, so the owner was looking for someone with some experience.
    My RI told me that to him, that would be a red flag, and might not be a good idea. He then told me that he has a client who has a paint mare that he thinks would be good for me. The owner is not in a hurry to sell, but would like to talk to me. I would go take a lesson on her to see if we worked well together. My RI would move her over to his barn, and I would split the board with the owner, and have a lease arrangement.
    I did tell him that I didn't think about doing this so soon, and asked if the owner would wait, or if she really wanted to lease the horse now. I am trying to come up with a plan though....
    My big concern is that I don't have enough money saved. I wanted to have enough to pay for 6 months board whether I buy or lease, so that I don't have that in the back of my head all the time while getting used to being with a horse every day. That will take me a little while. Of course, if I buy a horse I have to have all the tack, assuming it doesn't come with a horse. If I lease this mare, I have my RI saddle to use(I am the only one who ever uses it), and if I needed to I could buy bridle, bits, pads, brushes, picks, whatever else is needed.
    If I really wanted to push this, I COULD borrow money from my dad. I would rather do this on my own though. I can always pick up extra hours at work- but will I want to be working more instead of spending that time with my horse??!!
    I do have some money saved, but I will think it will be at least July until I can do this.
    In the meantime though, I am reading, reading, reading as much as I can, trying to get into as good physical shape as I can, taking my lessons, I even contacted a rescue farm nearby and asked if they needed volunteer help with the horses to give me more experience. I am also holding a garage sale in a few weeks, and selling some vintage items on Ebay to help raise money!
    I am not patient when it comes to something I want. If I know that I eventually am going to have it, I want it now! :) I know I have to just wait, if this doesn't work out, something will before too long, buy I am getting so excited to be able to go to the barn every day, and be around all the horses there!
         
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        05-30-2012, 12:04 AM
      #2
    Green Broke
    While I think its great to have some money saved, I feel that with a lease its not as important as it would be with ownership, especially one where you are splitting costs.

    Have you talked to doing some work around the barn for your RI to get free board or something? While selling things is good for a lump sum of money, make sure you have enough continuous money.
         

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