I started riding when I was 5 and when I was 10 I wanted my own horse because I had learned everything in lessons.
My advice is to take lessons, you only need the basics to be able to go out and ride, and if you or your parents can't afford it, you could take online lessons (which don't seem to make much sense actually, I believe in the hands on experience), or you could work at a stable.
I went to a stable for lessons, but my mom said that we couldn't afford it anymore,they had 18 horses, with one stablehand, who also had to get ready for midterms, so I said that I would come down and help her a few days a week if she would give me a free lesson everytime I did.
Because I just wanted to be aorund horses so bad, even if it meant mucking out 18 stalls a day.
And it turned out to be really fun, I mucked the stalls, fed the horses, brushed them, gave some of them baths, cleaned tack, and even fed the cats....anyway my point is that it didn't even seem like work because I got to spend the whole day with horses, when I would normally be sitting in front of the TV complaining about how there's nothin good on it, that's what I did the summer break before :p.
But after I learned everything I needed I started wanting my own horse,
But we couldn't afford it. So when I turned 12 I started petsitting (got paid 200$ for watching 2 dogs for 10 days).
My neighbor who has two dogs heard and knew that I wanted to be a vet, she had just gotten a job and her husband works so her dogs were all alone from 8:00 to 6:00pm.
I am homeschooled so she asked me if I could go over during the day and walk them.
I do any missed work after school and I get paid 9 dollars an hour.
I looked up rates for leasing at all the barns near me and learned that I could quarter lease a horse for fifty dollars a month.
So I told my mom what I wanted to do, and she was so proud of me for getting a job and sticking with it through the winter (I am sure you all heard about the giant snow storm, yeah we were right in the middle of that, plus I have to walk about four acres to get to her house), that she agreeed to pay for half of the fee.
So we went down and now I can ride the trails once a week because that's as much as my mom can drive me.
This summer I am going to take a CPR class and will be putting out babysitting flyers.
I can charge 5-6 dollars an hour per kid, my mom said she would pay for half if I can make enough money to board my own horse.
So I am getting close to having my own horse!
Just stick with it, my advice is to get a job and get some lessons, if all your interested in are the trails then take western - if you want to learn to jump and stuff like that take english. I
F you like animals start petsitting because trust me there are a lot less of those than there are babysitters.
If you want to babysit, you pretty much have to take a CPR class, that way you have an upper hand against all the other girls (of course I'm not sure how old you are, I am just assuming by the way you type :) I can usually tell) who are bored and want a summer job.
Beleive it or not, its a lot easier than you think to get a horse for free, or very inexpensively, there are a lot of people who can't afford their horses anymore, and a lot of poor horses who get abandoned so please look innto that if you raise enough to board a horse someday.