I am looking into getting my new 5 year old TB gelding insured. I have never insured a horse before, so I am pretty clueless.
If your horse is insured, what is covered, what are your limits, what are your deductibles, what is your premium, and what state are you in? What discipline do you ride? (I believe that effects the rate?) What is the declared value of your horse? What company are you with? Are you happy with them? Do you pay once a year or in installments, and how often? Have you ever used your insurance? Any thoughts on it, good or bad?
Any advice is greatly appreciated!