Loaning nerves
 
 

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Loaning nerves

This is a discussion on Loaning nerves within the Horse Talk forums, part of the Keeping and Caring for Horses category

     
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        08-24-2009, 08:39 AM
      #1
    Foal
    Exclamation Loaning nerves

    I've been very serious for a long time about loaning a horse, and now I have found one, and a stable, and emailed to owner of the horse. But now I get nerves, but it is what I have ALWAYS wanted to do, why am I getting so nerves? HELP
         
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        08-24-2009, 09:05 AM
      #2
    Guest
    Heather. Taking a horse on, as a purchase or as a loan is a 24hr /7 day a week committment. It will one way or another cost you about 3000 per annum - unless you don't have to pay livery fees.
    Timewise - once a day at least, every day of the year - unless you organise someone else to do it for you.
    So lifetime committment + cost + daily committment
    DO YOU REALLY WANT A HORSE?

    The taking on of a loaned horse is relatively speaking no different from buying one in many cases - except of course, in theory you can send a loan horse back - maybe.
    You must make out a written agreement with the lender and in the agreement you must spell out who is responsible for what. That is an issue which in itself calls for a lot of thought.
    The matter of insurance must be thought out - who pays?
    In my mind, it is imperative to be sure as to why the lender wants to pass the horse on. The real reason might well be hidden. But you must ask bluntly - why are you giving up the horse?

    And finally - the horse.
    No considerations must override the basic requirement. The horse must suit your purposes. If you don't get on with the horse then no acceptable agreement is worthwhile. You must like the horse and the horse must like you - that's an imperative.

    Your doubts are a factor to take on board. If you are nervous now, what lies down the road?

    My advice . Well before you make a decision, visit all of the local livery yards and ask about as to whether there is an owner who wants another rider. I'll be surprised if you have to look far.
    But again - if you decide to go in with another owner, then sort out the basis of your agreement before you start. And write that agreement down.

    Personally I can just about share my horse with my wife - I can't see my sharing Delta with a stranger.

    You are right to think twice - it is a big decision and one to be taken only after careful unrushed consideration.

    Barry G
         
        08-24-2009, 12:41 PM
      #3
    Green Broke
    I am leasing a horse right now, and I honestly could not be happier!!! What are you nervous about?
         
        08-24-2009, 01:39 PM
      #4
    Green Broke
    I was leasing a horse until I adopted Hunter. It depends on the kind of lease you get. I paid a monthly fee and could go ride whenever I wanted. All Duke basic needs were taken care of I just had to groom him and ride.
    You can also free lease a horse which then you incur all costs for that horse. May as well just own your own horse then.
    I was a tad nervous when I first started as I hadn't been around horses in a while. But now I'm pretty much right back in the saddle again confidence wise.

    Take a big breath and enjoy!!!!!
         
        08-24-2009, 03:02 PM
      #5
    Foal
    Thanks guys, Im very sure I want to lease, I have been sure for a very long time, thankyou for your time x
         

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