Money ruins everything!

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Money ruins everything!

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    07-05-2012, 06:18 AM
Money ruins everything!

Well, as some of you may or may not know, I have recently started working at a big yard and in exchange, they are giving me the training for my B.H.S Exams so that I can become a riding instructor (in a couple of years )! I am really enjoying it, I am starting to get to know everybody and make friends, I am getting used to the horses and getting back into riding is amazing. At the moment I am only working one day a week, but on 16th I will be starting full time, 5 days a week. My training will include a riding lesson 4 times a week and a lecture every day I think.

My problem is the money. I have no savings (I am only 18) and I will be getting 5 a day whilst there. I am not sure if you know, but the exams are so expensive! If I want to go all the way to the highest level of instruction, I will be looking at spending about 1,300 altogether!

When I am at work, I can't think of anything else I would rather do. Horses are my passion and working with them just seems like me! But then I come home and I think of the money, how I am going to afford it, and how the hell I am going to live! I was thinking about getting another job on the side, but it will be hard to find someone willing to take me on for just one day a week.

I know it's what I want to do, but being away from the yard gives my mind time to stray! Thanks if you got this far, I don't really know what I want people to say, I just wanted to vent my problem I guess!
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    07-05-2012, 07:05 AM
Surviving is your biggest priority, not having hobbies. Why can't you work 3 days a week. 2 lessons one lecture and then you can get a second job.

Talk with your supervisors.
    07-05-2012, 07:18 AM
Green Broke
Snizard, Technically 5 a day is illegal since legal minimum wage is 6 an hour.
If the position is live in they can take the reasonable cost of that out of your wage and the cost of training.

However concidering I can do my stage 1 at Bishop Burton college as an evening course for 300 (including all lectures and lessons) you may find that you are better off working during the day, doing your BHS exams in the evening off your own back.

Working with horses I find has a tendancy to take the fun out of it. I worked for 2 seasons as a groom and would get home in the evening and not want to ride or care for my ponies!
Golden Horse likes this.
    07-05-2012, 07:29 AM
Welcome to working with horses - its not going to make you rich, and generally you won't survive on it.
I know only one person locally who makes their entire living off being a riding instructor and that is my own coach. She doesn't like the teaching of absolute beginners and young kids, having school horses etc. She'd much rather be teaching adult riders on their own horses progressing up to the higher levels of dressage. But owning school horses and teaching the kids is where the money is.
I also, do not know a single coach who bought their property and owns school horses completely off their own back, when they started up. Their parents own the properties. One friend of mine who coaches is in her mid 30's and still living with her parents.

I would love to be a good enough rider and coach to make a professional living out of it, but it is completely unrealistic for my situation. So for now, I'm stuck trying to earn some money in an office job, studying at uni, and trying to apply for the police force.
Then at least I can survive, and keep horses as a luxury item. Living is ridiculously expensive, let alone living with horses. You NEED a decently paying job to do it.
kitten_Val likes this.
    07-05-2012, 07:57 AM
So... are you all saying I shouldn't become an instructor?
    07-05-2012, 08:17 AM
Originally Posted by Snizard93    
So... are you all saying I shouldn't become an instructor?
I can't answer for Kayty, but in my opinion find some way to support yourself. Horse careers rarely do. And find a way to be involved in horses another way.

If you can become an instructor, that's great. But, from what you've told us about your income vs. costs, your job at the yard is not going to help you meet that goal. At least not financially.
    07-05-2012, 08:42 AM
Green Broke
No, if it is your dream then go for it, however be aware of the reality of working with horses.
No matter what level of instructor you gete to it is long hours for little pay.
I personaly hated working as a groom as it sucked all the fun out of it for me, you may be different.

Also I think that you may be better off doing the exams a different way, perticularly as you are only 18, you could go to a big equine college like bishop burton or hartpury, if you do those aat college you can get a student loan to help your costs (In the UK student loans come from the government and interest is charged at the rate of inflation) and work in your spare time.
Kayty likes this.
    07-05-2012, 08:43 AM
Being an instructor is a great goal to have. But it's more of a job on the side than a full time, professional career that will allow you both to survive comfortably, have horses and retire with capital and savings.
Just about every man and his dog around here have at least their Intro coaching certificate, and a lot of people have their level 3's (highest level of coaching qualification in Australia) and still do not teach professionally. The majority teach a little in the evenings and weekends, and have a 'normal' day job as their primary source of income. They teach for the love of it, not the money.
Those that teach and make a living out of it, are also all professional riders, with brilliant competition result history, with talented horses of their own, and school horses to teach with. It's a hard market to get into unless you have a very big name for yourself already.

I wanted to be an instructor and a trainer.... then I hit about 17/18 and realised that it just wasn't realistic. I'd recommend setting yourself up now, while you're young, getting some good work experience behind you, get a 'real world' qualification behind you. And once you've set yourself up, look more into coaching and breaking into it once you're not relying on it for survival. You will enjoy it much more!
Speed Racer likes this.
    07-05-2012, 08:53 AM
I don't think instructing needs to be a job on the side! After all, there are millions of riding instructors who earn enough to live on. You would need another job as well I expect, but if you become a freelance instructor you can work when you want and have another job too. While you are training you obviously need a little more money than what you are getting from the stables so I would suggest studying your BHS exams as a separate thing and having a better paid job. It doesnt have to be horsey because once you pass your exams you can teach to your hearts content! If you would prefer to carry on training as you are, chat to your supervisor and see if you can work something out. Good luck! Oh yeah, and my old instructor was freelance. I don't believe she had another job and she kept her own horses and sheep. She managed just fine!
    07-05-2012, 08:59 AM
Working with horses all the time doesn't suck the fun out of it for me, I really love it and I don't want to do anything else. I am really determined.

I have my GCSE's and I also have an Extended National Diploma in Animal Management, got D*D*D* I have worked with the RSPCA, in exotic pet trade shops, I have been to Heathrow and spent time in the animal sector there to see what it was like, and nothing beats being with horses.

Everyone around me is telling me to do my exams whilst I am young so that's what I am thinking. A girl I work with has been there a year and half, is already an instructor and is employed, and she can't be too bad off because she always has a new car, and she often goes on cruises! I know her situation may be very different to mine...

I so wish I was one of those people born into the industry! I am willing to accept that I may not be able to make a living out of it at first, but it's all I want to do.

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