I completely agree with what Chelle said. ^^^ all that. I think the friend is trying to figure out what they think. Asking more experienced people what they see/how they see her as currently in the horse world is very smart. The friend may think she is ready but is asking around because maybe there is more she doesn't know yet. I''m also one to ask questions, even if I think I know the answer, I'd rather be sure than to go ahead with something and have it turn into a disaster because I wasn't ready but to proud to ask for help.
I think it would be hard for us, as fellow posters, to be able to say yes or no as to if she is ready. Because we don't know her and can't see what she can or can't do with horses yet, it is hard to say for sure no or for sure yes.
Maybe you, as her friend, need to ask her what she would do in given situations and what she thinks. For example, has she considered all and every option:
1) where will the horse be kept
2) can she afford it
3) can she afford emergency vet care? (this was a question I had to seriously consider before buying my mare. I was asked if I had to pay for emergency colic surgery right now, could I afford it? It is something major to think about)
4) How often can she come out to take care/ride the horse?
5) Can she afford lessons on top of board? (It is important to note that one is never to old or to experienced for lessons. I've been riding 14+ years and I still take them)
6) What level horse does she want?
7) (more generic questions that I can't specially identify): what level horse is she at/wanting? What age? Since we don't know he riding level, it is hard to say that an older quiet lesson horse would suit her or if she can handle a semi-younger horse with maybe minor issues, like lead problems or backing up problems or something like that.
8) What kind of riding is she planning on doing? (Trail, dressage, pleasure, jumping, eventing, etc). What if in two years she changes her mind? Maybe a 'do it all' horse would be best right now.
9) How is she at handling training/horse issues? I doubt she would be able to train a horse not to buck after just a year, but maybe she can't handle training at all, or maybe she can. The answer to this will help determin just what level she is at.
10) What about generic horse care? For example, I'll admit I'm not the best at horse-y first aid. I'm a little unsure what to do in some situations and look to my barn mates and trainer for advice and help and teaching me. Can she properly take care of a horse and maintain its wellbeing?
As someone else suggested, leasing may be a good option for her. It'll get her horse experience without the full costs of owning and it can be only temp. (Maybe a month to month or 1/2 year lease)
All these things are questions that I think should be considered. If she is dedicated and willing, PERSONALLY I think she might be ready to get a horse as long as she continues to have a trainer and take lessons and ride. I've seen posts on here of people that have no idea what they are doing or can't remember alot ("I haven't been around horses in 25 years, but I have property, can I own horses?") that are thinking about getting a horse. Compared to them, it sounds like she could do very well. Usually the suggestion is to find a good trainer and keep at it and try to learn as much as possible. So as long as she can care for the horse properly and can afford it, its my own personal opinion that it seems she might be ok buying a beginners horse. Or leasing!
Hopefully that helped!!
~He knows when you're happy
~He knows when you're comfortable
~And he always knows when you have carrots.