If you REALLY want it, you'll make it happen.
Smart people who do well in life, are the ones who are able to discriminate between their current wants, and their long term dreams.
99.9% of the time, we must sacrifice the things that we want NOW, in order to set ourselves up to achieve our dreams.
Right NOW, I would love to go interstate with my horse, and spend a few months working with one of the top national Grand Prix Dressage riders who has invited me to work with him when he comes to my state to coach.
That would mean giving up my job, blowing my savings, selling my car, my trailer, leaving my OH behind and probably selling my young horse.
For a few months of intense learning, which would be GREAT, I will have set my life back a number of years. To me, it's not worth it.
Instead, I'm working towards setting myself up, getting substantial savings behind me, getting locked into a career that I enjoy, buying a property and THEN, MAYBE I'll be able to spend some time training interstate with my horse.
You say you can ride 'a bit'. Why not spend the time that you're studying, having riding lessons to improve your riding and horsemanship skills? To me, that is the logical, intelligent answer. You will be working towards setting your life up, while also improving your equestrian skills - by the time you finish study, you'll be a good, capable rider with a degree and a well paying job. THEN you can get a horse. You have a long life ahead of you, you don't need to squeeze it all into the NOW.