I would like to add in my two cents. Owning a horse is EXPENSIVE! I was lucky enough to have my parents support me financially when I was in high school, I chose a horse instead of a car so they bought me my sweet arab Roo. Well, I graduated high school, started working, and took over all his expenses. Wow, I gained a new appreciation for everything my parents did for me, to let me have a horse! I had NO idea how much everything added up.
It isn't easy working minimum wage jobs and affording a horse, plus rent, car payments/insurance, cell phone, gas money, food, etc, etc. I am so lucky and very thankful that my parents bought me my boy, I love him to death, but have many times gone without things I wanted to pay for him. I've always been surrounded by friends who drop money on clothes, restaurants, movies, constantly. I have never been able to do that, because of my responsibilities. Roo has cost me several thousand in the last year in vet bills alone, not including feed, farrier, and board. I do have to admit, my life would be much easier without having a horse of my own! But I love him and that makes it all worth it. I'm starting school in spring, and it will be even harder to afford everything, because I won't be able to work as much. So I guess I'm just trying to say, I can bet just about anything that you have no clue how hard it is to afford a horse. It takes a lot of sacrifice. I definitely wouldn't begin your college life with a horse. See how the first year or so goes, and then decide if you want to buy a horse. You can always take lessons somewhere, or lease a horse, if you want to be around horses.