Hey I thought it would be interesting to hear how people prepare for the possibility of a large horse bill.
Personally I have a separate credit card (3000 limit, knock on wood I never have to use it) but I keep it empty in case of any emergencies but I know some people keep a bank account/fund etc for the wonderful ponies they care for.
Also do you use it for yearly costs (regular vet visit, vaccines, teeth floating?) or strictly emergencies?
Would love to hear what others do?