Ride at your own risk..... or not? - The Horse Forum
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post #1 of 8 Old 10-09-2009, 03:44 PM Thread Starter
Join Date: Mar 2009
Location: Illinois
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Ride at your own risk..... or not?

I am curious to what other riders think on this situation. There are so many possible outcomes its hard to know what to do these days when you can easily be sued. Leave a comment if you would like, or just pick your vote on the poll.

So you invite some friends over to your place to ride. This is your own farm, not a riding school/business just friends getting together to ride and have fun. You furnish the horses and tack, match the riders experience to the appropriate horse and start off riding. Everything is going great, everyone is happy you ask several times if each rider and their horse is getting along fine or any issues, alls good everyone else replies. The rider with the least experience in your group, their horse kicks out at another horse that came up behind them and makes contact with another riders horse and ultimately kicks that rider in the leg as well. (Now the horse who kicked out, normally is very easy going and you can pony other horses and is a great beginners horse, so the bad attitude is totally NOT normal). The rider who gets kicked, is hurt with a gash in leg. You get them to hospital to check for fractures or broken bones. No broken bones, just very bad bruising and a gash. Who is responsible? Is it a ride at your own risk?
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post #2 of 8 Old 10-09-2009, 03:48 PM
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Unless they sign a waiver, it is YOUR responsibility.
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post #3 of 8 Old 10-09-2009, 03:51 PM
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Agreed. Even if you just have a friend coming over that decides to hop on and ride your horse, if you are on your property riding your horse I would ALWAYS have them sign a waiver. Better safe then sorry.
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post #4 of 8 Old 10-09-2009, 04:01 PM
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And even if they sign a waiver - their insurance can come after yours for any medical fees.
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post #5 of 8 Old 10-09-2009, 04:08 PM
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Yep. Everyone else pretty much covered it.
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post #6 of 8 Old 10-09-2009, 04:26 PM Thread Starter
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Location: Illinois
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Thanks everyone, was curious to it. Found this lil bit of information for Illinois tho.


West's Smith-Hurd Illinois Compiled Statutes Annotated Currentness. Chapter 745. Civil Immunitie. Act 47. Equine Activity Liability Act

Statute Details
Printable Version
Citation: IL ST CH 745 47/1

Citation: 745 I.L.C.S. 47/1

This act stipulates that an equine sponsor or professional, or any other person, is immune from liability for the death or injury of a participant, which resulted from the inherent risks of equine activities. However, there are exceptions to this rule: a person will be held liable for injuries of an equine activity participant if he or she displays a willful and wanton or intentional disregard for the safety of the participant and if he or she fails to make reasonable and prudent efforts in ensuring the safety of the participant. In addition, a person will also be held liable for the injury of an equine activity participant if he or she is injured on the land or at a facility due to a dangerous latent condition of which was known to the equine sponsor, professional or other person.

To read the full length of paper follow link...

Illinois Equine Activity Liability Act
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post #7 of 8 Old 10-09-2009, 04:56 PM
Join Date: Oct 2007
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I think every state has something like that...Horses are so easy for people to get sue happy about though :[
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post #8 of 8 Old 10-09-2009, 05:12 PM
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Location: Massachussetts
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alwaysalways have them sign a waiver, even if its your bestfriend. a friend of mine's family got sued because her friend got hurt from one of her horses and her family sued them even though they were friends.
heyycutter is offline  

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