People insisting they can tack up for me, saying it was my fault she had lung worms (came from previous owners donkey), that she was lame, and that I was making up the pain in her legs, and all the accidents I was in were because I am a bad rider. It isn't my fault your horse bucks, bolts, is head shy etc, and I am not paying $25 to ride your poorly trained horse, and teach it not to buck, bolt, or whatever. I've never had a serious accident while not on a lesson horse.
They even said I made up her being sick so I wouldn't have to ride her, because, yes I love paying $500 for a middle of the night, weekend, emergency vet call.
The problem is if I say anything back, the whole horse community in my area will think I am crazy! I honestly can't wait to move out next spring and move 5 hours away in a whole new area that no one knows me.