01-28-2013, 06:44 PM
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I should point out though, I don't have a job but run a small business (which is giving me no income at the moment) on my own and those expenses come from a different accounts. Personal and horse stuff comes from another, and savings into another too.
My tips for saving, write it down, don't pay with cards unless you really need too (it's easy to forget that you spent it, not like a $50 bill in your pocket and when it's gone, it's gone), preplan big expenses and figure out whats more important (vet, hay, lime, and business, vendors fees, stock, trailer).
Also odd jobs can come from any where, I found two gardening jobs from two well off familys just because I knew the woman loved her garden, hated the work, was paid $10 an hour, one heck of a farmers tan but payed for my new saddle. I baby sit, people like a 20 year old over a 12 year old (be careful some places have different laws on this), animal sit, walk and train. Grooming horses, clean tack, blanket repairs, braiding, don't knock a job because it's below you. Also write recipts and keep them for taxes (if needed) I don't know US taxes, if not they are a good way to keep track of your income for yourself.