If you want to save money on hoof moisturizer, bacon grease does the job really well. Petroleum jelly (vasoline) does a great job shining up the manes, tails, and if you show, around the eyes and nostrils. Baby oil is also good for those purposes. To save yo money on fly spray,I would recommend giving your horse a feed thru. It goes in their feed and keeps flys away incredibly well. It seems like it would be expensive, but if you do the math on how much money you spend on fly spray versus the feed thru, you will save money with the feed thru. Instead of spending money on topical creams and such for injuries, honey works the best out of any expensive medicine I have bought. And honey doesnt spoil, so thats another plus. I also make my own cowbot halters. If you go on the internet and learn how to tie some certain knots, you can go buy any color or style rope and make your own halters, which is a big money saver. I learned how to trim hooves a few years ago by going to seminars and buying my own equipment and doing it myself. Horses dont need shoes and my horses hooves are much healthier since I pulled their shoes and let them go barefoot. I have 8 horses, and this saves me thousands of dollars a yea, and they are healthier. For a shine in your horses coat, I have drizzled a little bit of corn oil o their feed every day and it worked quite well. I have learned how to save money doing these things and my horses are healthier than ever before.