Time for my first horse? Or should I lease?
   

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Time for my first horse? Or should I lease?

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    08-17-2012, 02:55 PM
  #1
Banned
Arrow Time for my first horse? Or should I lease?

I have always dreamt of a horse of my own.

Recently, my lease horse has proven to not be my ideal match currently. His owner has also become far more interested in him--interested to the point that he does not wish to share any longer. They have funds readily available--unfortunately, I do not...

My options are as follow:

Follow my dreams and rescue a horse of my own who either will be or can be trained in my discipline.

-The cost per month of board would range between 250 and 300.

OR...

Lease a horse from the barn I would be boarding at and my prior lease horse is at. The horse would likely be in late teens to twenties, trained for western riders and likely a trail horse. This is not my discipline. I am an english rider, aspiring to become an eventer.

-The cost would also be 250 a month.

What am I to do about this situation? I have dreamt my entire life of a horse to call my own--a partner, a best friend. A horse that I would be that too--me, and no one else.

A bit about myself:
I am 17 and do not work. I am enrolled in a college program, so that occupies me until 2 P.M. Daily. I would have ample time to work with the horse as I have a small social life. I spend my time at the barn, with my family, and with my wonderful boyfriend. My families funds are extremely limited, and my mother will likely have to work a second job either way. I love my parents--they would do anything for my happiness. The question is if I can bear letting them.

I have been riding for 10 years and have had instruction from wonderful trainers; my experience shouldn't be an issue.

I plan to go to college less than two miles from my home, and live at home for the two years I am there. However, I would not be doing such for three years or more. I would not have to face the decision to leave my horse behind or abandon my schooling dreams.

The horse I am currently looking at is a rescue. A five year old TB. She was a nurse mare foal, and never raced. I will be meeting her tomorrow for the first time. She is under saddle and a true sweetheart.

So, knowing what you now know, do I invest in a horse of my own for the same base price a month as a lease plus the additional costs--or do I lease an older, less productive horse and spend the time training and falling in love with another horse that could be taken from me in the blink of an eye?

I truly do not know what to do...any opinions or your experiences with costs of ownership is appreciated. Thank you in advance!
     
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    08-17-2012, 03:15 PM
  #2
Green Broke
Neither. You don't have a job so you can't pay for a horse yourself. It's also not fair to expect your mom to work a second job to pay for your hobby. Regardless if she would work the second job anyway, it's not a fair burden to ask her to take on.

Horses NEVER cost "just board". They need trimming or shoes, deworming, vet checks, etc etc. if you can't afford the bare minimum how will you pay for the extras?

To be competitive, you need lessons. You can't just go at it yourself. Are you just going to ride a lot and hope you develop good skills? Even top riders still have a coach and need eyes on the ground.

A horse is a hobby - a luxury. Frankly your post was rather selfish. How about getting a job and helping your family not be on such "extremely limited" funds. You're more worried about a horse than your family! Seriously, should YOU invest in a horse? Its not your money! You talk about your goals and your cost but nowhere in there did you say how you were going to do anything but enjoy spending your parents money. If you have so much free time, why not see if you can work off your board and lessons?
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    08-17-2012, 03:50 PM
  #3
Showing
Wait till you're done school and have a steady job that will cover your needs (including savings) first and then your wants.
No, your mother should not "have to" work a SECOND job to support a want of yours.
What about tack? Dewormer? Farrier work? Vaccinations? Training? The cheapest part of horse ownership is the initial cost. What if the horse colics or becomes lame? What if the horse becomes chronically lame?
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    08-17-2012, 03:59 PM
  #4
Foal
I think you should wait. I'm 28, am very gainfully self-employed and could afford to get and board a horse right now. But I won't, because even though I can do those things, the other costs involved are too overwhelming. You're still really young, you have plenty of time to get your dream horse. It's much more fulfilling to wait and do it on your own. It would be heartbreaking for you if down the road you discover that you really aren't ready and you have to give up your horse. While it's great that your family is so supportive, it's really unfair to expect them to work harder for your hobby. If your hobby is your passion, then you should be the one footing the bills 100%. Nobody else pays for my bills but me, and when I was your age, if I couldn't afford something, I couldn't have it.
     
    08-17-2012, 05:11 PM
  #5
Weanling
Quote:
Originally Posted by SilentPromises    

A bit about myself:
I am 17 and do not work. I am enrolled in a college program, so that occupies me until 2 P.M. Daily. I would have ample time to work with the horse as I have a small social life. I spend my time at the barn, with my family, and with my wonderful boyfriend. My families funds are extremely limited, and my mother will likely have to work a second job either way. I love my parents--they would do anything for my happiness. The question is if I can bear letting them.
OP, please read this over to yourself. If you have ample time to spend at the barn, and with your boyfriend, then maybe you might consider getting a job to help out with some of your expenses rather than expecting your mom to get a second job.

I'm sorry. I'm a mom and this paragraph just gobsmacked me.

My opinion is that you need to keep right on dreaming...and get a job. You're planning on college and your family has extremely limited funds and you're thinking your mom will need to get a second job for your horse??? Honey....you need to get off the entitlement train. YOU need to be working for some college money. Forget the horse for now and give your mom some help.
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    08-17-2012, 06:31 PM
  #6
Weanling
I agree with everyone else. I would wait until you can afford one youself. When I was 7, I had a horse. He was by angel and I loved him. He was mine as soon as he hit the ground and I reared him and trained him myself. That year, the place my father worked shut down. Almost half the people in the community lost their jobs. There was no other work within a 2 hour drive, so everyone started leaving the province to work elsewhere. My father didn't want to uproot us, so he moved to another province to find work. I had no concept of money, and only knew that my father had moved away and thought it was because he hated me. I got extremely depressed, and my horse was the only thing that kept me going at times. I remember hating my father and thinking he was horrible for leaving us, when in reality he loved us so much that he was willing to suffer living in another province to keep our lifestyle the same. Finally, when I was 14, my parents couldn't do it anymore, financially wise, and decided to move us all to another province. We would have to sell all the horses, and move to the city. Anyone that grows up way out in the country knows how painful it is to been in the city and we were heartbroken. I cried for days when I found out. I knew we could never get a ranch out there, or even a house with a paddock (too expensive) and was worried what would happen to my horse. The two of us were so close and I died inside at the thought of not seeing him anymore. If we would have asked, my father would have gotten a second job to afford to board our two favorite horses when we moved. My sister and I decided that we couldn't do that to them, and told ourselves that if we couldn't afford to pay everything for the horse ourselves, we had to sell it. My sister was older than me, so was able to get a job and earn enough money to bring her horse with her. I tried to find work, but at my age no one would hire me. I made the horrible decision to sell my baby. I still miss my boy every day. A few years later, I got a job and was making enough to afford my boy. I went back to get him, but the woman I had sold him to didn't have him anymore and wouldn't tell me who she sold him to. I looked for 3 years trying to find him. I would get bits and pieces of where he had been, but not where he was now.
Last July, I gave up ever finding him, and bought another horse. Three months later, I found him advertised for sale. I was so happy, but yet very upset. I could only afford one horse, and my new horse was very malnourished and still needed lots of care. I knew I would never be able to find him a decent home, so had to make another horrible decision and let my old boy slip from my grasp again. I still cry just thinking about it. From the pictures in the add, he looked very old for his years, like he had been worked too hard and had broken down. I think my heart broke a bit when I saw him. I am still determined to get my boy back, so I havn't given up looking for him, only this time I am working on a plan and goal. I plan to keep tract of him until I am in a position to buy him. Once I have enough money, I will offer the owner whatever they want to get him back. If they don't want to sell, then I'll wait until they do. He's had 10 owners in the past few years, so the chances of them keeping him longterm are slim. Apparently he's become wild and crazy. Its horrible to think what he went through to cause that. He used to be the sweetest, kindest, kid broke horse around. I will get him back someday though and the thought of him keeps me driving towards my goal.
I am telling you this for two reasons. One, if you get a horse, this very same thing could happen to you. I wouldn't want my worst enemy to go through the hell I endured for most of my life. Don't take the risk of loving everything you love. Wait until you are ready and can do it yourself. Anything could happen between now, and when you get a job the will make your family unable to pay for your horse.
Two, I am now a single mother, and realize how hard it really is in the real world. I struggle to provide the best for my son, and it is exhausting. I now work 40 to 60 hours a week to provide for my horse and still be able to give my son things he loves and do what makes him happy. While I love my horse, family is more important and comes before all else. I would sell my horses in a heartbeat if it compromised my family\lifestyle. Family is always more important. While I still miss my old boy like crazy,and if I had to go back and do it again, I would do the exact same thing. I know my dad would have worked harder to let me keep him, but now I fully realize how much he was sacrificing to pay for our wants. Please don't put your family through this. Your mother probably would get a second job, but will suffer for it. Do you really want your mother stressed, exhausted, and overwhelmed just so you can have a horse?
You have a lot to think about. Please take your time and choose wisely. I would hate for you to go through what I did and unlike me, you can prevent it from happening.
Good luck with whatever you decide, and remember, horses are not going to go extinct. You have all the time in the world to get a horse.
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    08-17-2012, 07:01 PM
  #7
Green Broke
A few things, like all the others, I think it is extremely unfair to ask your mother to pay for your horse, or to even accept it. Perhaps if they were wealthy, but to take a second job just so you can have a horse? That's unthinkable. Even if they are willing to do it, it is time you stepped up as a mature person and take responsibility for yourself and your happiness. You're 17 years old, you're an adult now. At 17 I was living out of home, working full-time and was fully self sufficient.

Secondly, as a first horse you do not want one that needs training. Nor do you want one that has "issues" from being rescued. That is all very well that you want to do something nice but it doesn't sound like you have the experience, or are in a financial position, to take on a horse like this. You could need the help of a trainer (which would probably double your board costs) or you could in fact make the problem worse. I've had horses for over ten years, had heaps of lessons, and I wouldn't buy a rescue, and many people feel the same because theses horses can be so hard.

Even if you get a cheap horse, you'll probably be looking at a $1000 minimum for tack, gear and rugs. You can get cheaper options but a lot of the time they won't fit your horse, so you need to have a decent budget. You'll want at least $1000 available to you in case of an emergency. In addition, you'll have all the other costs, vet, farrier, dentist. If you're just getting the horse you'll probably want its teeth done and a saddle professionally fitted.

Finally, think carefully about the horse you want, with study and your financial situation, you want an easy horse. A thoroughbred... well they're all different but in my experience they get injured a lot and they can take A LOT of feed to keep condition, and rugging. If you get really broke/have no time, you won't just be able to put the horse in a cheap paddock while you fix your own life, you'll have to be constantly feeding and putting in extensive care. If you have a horse that is a good doer and pretty relaxed, you can put them in a cheap paddock, visit them regularly but they won't need so much supplemental feeding and such.

I'm at university now and I do it pretty tough paying for a horse. But I got a pretty low maintenance one that pretty much lives of grass, so I pay for self-care paddocks which are A LOT cheaper than boarding. And I think its much more satisfying, I can't why people bother having a horse if they pay others to care for it. My parents paid for a horse for me when I was younger, and I thought that was all very good at the time, but now, even years on, looking back I still feel guilty for all the money and time they threw into my hobby.

My advice to you would be to get a job, save up maybe 4 or 5 grand for all your costs and "buffer money" and then buy a horse that is quiet with some training. Then consider getting a horse.

Horses are great, they're a good hobby and a fun thing to do, but they're not happiness. They're not all there is in the world even if it feels like it. And you don't need to be so dramatic, yes, you've always dreamed of a horse but once you get one its not just like your life will be perfect. And if you don't get one now that's not so bad. And if you get attached to a lease and they girl, well that's okay. You can't hold onto everything forever, value you what time you did have and then let it go.
     
    08-17-2012, 07:03 PM
  #8
Started
All I can say is if I had your mindset my parents would have slapped me upside the head. I have had jobs since I was a freshman in highschool to support my habits like soccer and horses. Anything from babysitting, waitressing, working other peoples horses, and working at a gas station , walking dogs, etc during high school all while getting straight a's in advanced classes and being part of student government and a bunch of other clubs.

I provided single handedly for my horses without my parents financial help through highschool,through college and now after college. I never once expected my parents to pay for my hobbies. They had and do have other things to worry about in this economy.
     
    08-17-2012, 07:28 PM
  #9
Banned
Gee, thanks.

Quote:
Originally Posted by DancingArabian    
Neither. You don't have a job so you can't pay for a horse yourself. It's also not fair to expect your mom to work a second job to pay for your hobby. Regardless if she would work the second job anyway, it's not a fair burden to ask her to take on.

Horses NEVER cost "just board". They need trimming or shoes, deworming, vet checks, etc etc. if you can't afford the bare minimum how will you pay for the extras?

To be competitive, you need lessons. You can't just go at it yourself. Are you just going to ride a lot and hope you develop good skills? Even top riders still have a coach and need eyes on the ground.

A horse is a hobby - a luxury. Frankly your post was rather selfish. How about getting a job and helping your family not be on such "extremely limited" funds. You're more worried about a horse than your family! Seriously, should YOU invest in a horse? Its not your money! You talk about your goals and your cost but nowhere in there did you say how you were going to do anything but enjoy spending your parents money. If you have so much free time, why not see if you can work off your board and lessons?
Posted via Mobile Device
Excuse me, I did not ask for criticism and rudeness.

I am not allowed to work. I have begged my parents to allow me to do so since I was able to work. I have parents that love me dearly and want to help me follow my dreams. It is their opinion that maintaining my grades is the key to doing so. My life with horses is my reward for doing such.

Horses are my love, my passion. I have help, I have friends at my barn who assist when it comes to eyes on the ground. I have a mother raised on a farm and around horses, owning them for half of her life who assists me while riding. I also have a training who charges 25$ per split lesson.

I have attempted to help out at the barn, though the barn I am at is a family business and they do not work that way. They need their funds as well.

I am no moron, I am aware of the costs of shoeing, floating, worming, supplements, and basic upkeep of a horse. I do not need someone making such a difficult time in my life worse.

So, thank you, you have made rude assumptions and made something as hard as giving up my one true dream far, far worse. I hope further destroying someone who is already distraught has made you happy.

Please clarify next time before wasting your time hurting someones feelings when you are terribly ignorant about her life.

Many thanks.
     
    08-17-2012, 07:36 PM
  #10
Banned
All of you are absolutely cruel...You do not understand my life. I AM NOT ALLOWED TO WORK. I HAVE BEEN TRYING FOR AS LONG AS I HAVE BEEN ABLE.

IT IS MY PARENTS CHOICE TO SUPPLY MY HAPPINESS. I DO NOT FORCE THEM TO. I HAVE GIVEN THE OPTION TO THEM MANY TIMES TO STOP PAYING FOR HORSES. I HAVE TOLD THEM THAT I WOULD GIVE THEM UP AND MEANT IT.

However--they do not want me to give up my dreams. They love me dearly and want me happy. Horses make me happier than anything in the world other than them and they know it.

How dare all of you...I thought that this forum was a place for kind people..they are all I had encountered until now...

If it is universal that I am a terrible person for accepting such kindness from my parents, which it seems to be...

I suppose it is time to give up horses. Thank you all for your input. I want no further cruel input. Thank you.
     

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