What do 'waivers' or 'releases' cover? (Canada)
 
 

       The Horse Forum > Keeping and Caring for Horses > Horse Talk

What do 'waivers' or 'releases' cover? (Canada)

This is a discussion on What do 'waivers' or 'releases' cover? (Canada) within the Horse Talk forums, part of the Keeping and Caring for Horses category
  • Horse waivers Ontario Canada

 
LinkBack Thread Tools
    05-23-2013, 04:35 PM
  #1
Started
What do 'waivers' or 'releases' cover? (Canada)

Do they do any good at all?
Specifically looking for information in Canada (BC), even if you can push me in the right direction (apparently I can't navigate google as well as young adults should be able to )

In essence, I want to know how much a liability waiver or release protects you, the owner, from issues if others are riding your horse. They're all the rage here, but I wonder if they're actually WORTH anything. I'm going to be putting my pony up for lease again this year, but this time to the public, not someone through our ponyclub. We had waivers last year in the lease agreement AND the rider was insured (I will be asking all riders to make sure they're insured) but what if the family wants to bring another kid out for a ride? A sibling, cousin or friend? Should I have any coaches they bring on the property sign something? If the COACH isn't insured, and the kid gets hurt, being as they're on our property and our pony can we be held responsible? What if I'm asked to give a quick lesson (I was asked regularly last year)?

Lots of questions here I know hopefully someone aware of the 'legal side' can help me out, or at least knows of a site they can point me towards. I'll also write up an email to the insurance company that offers coaching and equine liability insurance.
     
Sponsored Links
Advertisement
 
    05-23-2013, 05:50 PM
  #2
Foal
First hand, I worked as an automobile claims adjuster for a large insurer for 6 years in Ontario. My boyfreind at the time was a bodily injury claims adjuster for the same insurer. He has seen people lose everything ( house, cars..) because of bodily injuries claims reaching millions of dollars..Laws and coverages vary from province to province. Better be safe then be sorry..

I would strongly recommend that you call your insurance broker/agent to discuss it with them and ask your broker all your specific questions. If you don't always deal with the same broker-agent, make sure to note his/her full name and the date and time you talk to him/her(just in case) as brokers are licensed to discuss about policy coverages and will be able to answer your questions accurately.. Good luck ;)
Posted via Mobile Device
     
    05-23-2013, 05:52 PM
  #3
Foal
........
     
    05-23-2013, 06:26 PM
  #4
Yearling
Waivers aren't a DIY kind of thing - I would ask for professional help.

But for info on laws in general, here is where you search: BC Laws
     

Thread Tools

Similar Threads
Thread Thread Starter Forum Replies Last Post
Different releases? Snizard93 Jumping 6 02-05-2013 05:29 PM
trace quick releases michaelvanessa Driving 4 01-13-2013 06:20 PM
Hunter releases? MoodIndigo Hunters and Hunter Seat Equitation 10 11-08-2011 12:11 AM
Automatic releases?? hflmusicislife Jumping 20 01-17-2011 09:17 PM
Waivers...anyone? pitseleh Horse Law 2 03-09-2009 02:26 PM



All times are GMT -4. The time now is 10:35 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.6.0