Join Date: Feb 2013
Location: Ontario, Canada
• Horses: 0
First hand, I worked as an automobile claims adjuster for a large insurer for 6 years in Ontario. My boyfreind at the time was a bodily injury claims adjuster for the same insurer. He has seen people lose everything ( house, cars..) because of bodily injuries claims reaching millions of dollars..Laws and coverages vary from province to province. Better be safe then be sorry..
I would strongly recommend that you call your insurance broker/agent to discuss it with them and ask your broker all your specific questions. If you don't always deal with the same broker-agent, make sure to note his/her full name and the date and time you talk to him/her(just in case) as brokers are licensed to discuss about policy coverages and will be able to answer your questions accurately.. Good luck ;)
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