Long story short: a local barn owner (of a barn I used to ride at) has a cute palomino QH for sale. She's 3 years old, maybe 14 hands, and you can tell she's going to turn into a really good-looking horse. She's not broke and hasn't had much handling at all in the last little while, and from the brief few minutes I saw her today, she looks like she's got a bit of an attitude and is the dominant horse in her field.
I'm still in the consideration stage, as I need to take my personal resources and time into account, but I'm really leaning towards buying her. A bunch of other people have been in contact as well. Nothing really serious, but I know a filly like her will probably go fast, especially because she's already been posted for a week or two.
The thing is, she's asking $800. A bit less, and I would leap at the chance. But $800? I really think that's asking a bit much, and also because the BO didn't buy the filly in the first place: she traded her for a problem bucking gelding she wanted rid of. Given that she was a trade and she just wants her gone (BO's got no time and poor health), I think the BO would be willing to take a bit less for her. But what would be appropriate to offer? I don't want to totally cheap out and turn her off entirely, but I also want to get the best deal I can. I know markets vary in different areas, but what do you think would be a reasonable drop from the 800 asking price?