Not sure how it is there. But goes basic colic insurance its around $150-250 a year here. The cost goes up if you add other surgical coverages of course. There's a deductable with most $100-300. I don't know if this is true, but I was told that after you use it for colic once, they can refuse to renew your policy for the next year. Or if they find the horse has a colic history they can deny you a policy in the first place. I considered it on my gelding, who is 12. Or my pony who is 9, however the one who id be most worried about is 21, and no company out there will cover a horse that age, that I could find. Most have an age limit of 15-17 that I found, here in the u.s. Is it worth it? Maybe. The horse that I had colic surgery on was 16, too old to be insured they told me, I paid 3,000 and she didn't make it. So maybe it is worth it, if the horse is younger.
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