Would it be asking too much? - The Horse Forum
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post #1 of 11 Old 07-22-2011, 09:56 PM Thread Starter
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Would it be asking too much?

Okay, so I had an accident on someone else's horse on Wednesday. The full story is here: Minor setback...getting back in the saddle afterward

I am not looking to sue, at all. I voluntarily got on the horse. The lady was misinformed about the horse's training/experience. It happens.

However, the lady offered to clean my stall for me while I'm laid up. While it is a sweet gesture, I declined because 1) my friend has already appointed herself assistant-Aires-keeper (everyone absolutely adores my horse! lol) and 2) I really don't feel comfortable with this lady anywhere near my two-year-old.

Anyway, I went to work today with a doctor's note restricting me to keeping my foot elevated as much as possible until the hard cast is put on (sometime this week after the swelling goes does...it swelled a lot because I walked on it for four hours after it happened ). I was only at work for about two hours because the company apparently has a policy that if you have a non-work-related injury and are restricted because of it, you can't be at work. Basically because if you aggravate the injury while at work, they're liable. Okay, I get that. I have 15 hours of sick time and 35 hours of vacation time accumulated, so I'm good for about a week and two days (I get 35 hours a week, even thought I'm technically considered full time).

Now here comes the problem. If they won't let me back to work even after the hard cast is on, I'm up crap creek without a paddle. I have disability insurance, but I don't think it'll give me enough to cover board (I pay $350 a month...$250 for board and $100 toward paying Aires off).

So, would it be asking too much to ask this lady (who was just talking about buying a second horse before the doctor denied clearance for her daughter to ride) to pay my board (just the $250...I'll cover the $100 somehow) next month if I can't go back to work as soon as I'm hoping I can?

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post #2 of 11 Old 07-22-2011, 10:17 PM
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I am very torn on this. Riding is risky, you chose to get on the horse, and it could have been the best horse in the world and you were still hurt.

But at the same time, I am torn, as it is not fair you would be struggling to pay your bills to help her out.

All in all, I don't think I would ask.

Sorry that you are hurt, I hope you heal up quickly.
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post #3 of 11 Old 07-22-2011, 10:19 PM
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It may be overreaching a little, but hey, doesn't hurt to ask, right?

The only problem I can see is you coming off as rude/mooching.
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post #4 of 11 Old 07-22-2011, 10:23 PM Thread Starter
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Quote:
Originally Posted by ilovemyPhillip View Post
It may be overreaching a little, but hey, doesn't hurt to ask, right?

The only problem I can see is you coming off as rude/mooching.
I definitely don't want to come off as being that. I even had trouble asking for a ride to work from one of my managers today because I still can't drive my truck! I'm a very independent person.

All this depends on a lot of variables, really. IF my work doesn't allow me back until I'm in a walking cast or even after the cast is off...and IF my disability insurance doesn't provide enough to cover the cost of my boarding.

AlexS, now you see the quandary I face! I realize that it was my prerogative to get on that horse. No one forced me to do it. I was being nice and helping her out. And yes, it nearly did happen on a horse that is actually broke (one of the dude string horses at the stable...he spooked coming off the highway after a motorcycle pulled up too close and flashed its lights at us...Reno took off at a dead gallop, the seat was WAY too big for me, and the stirrups were about an inch too long...but, I maintained my seat and got him back under control in about 60ft).

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Last edited by DraftyAiresMum; 07-22-2011 at 10:30 PM.
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post #5 of 11 Old 07-22-2011, 10:26 PM
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I agree with AlexS completely. I'm torn but if it were me, I wouldn't ask.
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post #6 of 11 Old 07-22-2011, 10:26 PM
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Yes, in my opinion it would be asking too much.
You got on the horse with your own free will. Yes, everyone 'heard' that she was broke, but you all ignored the Major red flags, such as the fact that she freaks out when ever she feels the reins dropped on her neck, and the fact that she charged you in the round pen. You even said that you were uncomfortable, and you hadn't even mounted her yet!
Anyway, stuff happens, and this lady is obviously clueless for buying such an unproven horse for her frail daughter.
I think what she had offered, cleaning your stall, was very nice on her part.
You do not have to accept that offer.
What type of work do you do? Unless it is very physical, you should be able to get around ok with a hard cast and crutches.
I am very sorry this happened to you, but it was not the other lady's fault, in my opinion.
Hope you are feeling better soon, and that you are able to work.
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post #7 of 11 Old 07-22-2011, 10:35 PM Thread Starter
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I work at Goodwill as a cashier. Nothing too physical, just a lot of standing around. I think I'll be able to go back once I get the hard cast on and the elevation restriction is lifted.

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post #8 of 11 Old 07-22-2011, 11:31 PM
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Horses are inherently dangerous and we accept that risk everytime we get on one. That's why I always ask myself twice it it is worth the risk prior to getting on a horse I don't know. When I do, I'm accepting that risk and the consequences that come with it. I would'nt ask her for any help.

We even have a law in Oregon saying just that to limit the liability of horse owners in the state.
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post #9 of 11 Old 07-22-2011, 11:38 PM Thread Starter
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There's a similar law in Arizona, but it is more to cover stable owners and trail ride outfits, not individual owners.

I'm not saying I'm going DEMAND that she pay my board (if I even ask...which I probably won't, even though my friends think it's a good idea). As I said, I know that I wasn't forced onto that horse and yes, I maybe ignored a couple of red flags (although with at least the reins one, I was comfortable that I *wouldn't* drop the reins...and I *didn't* drop the reins until I was sailing over her neck and it didn't make much difference then anyway).

The ONLY reason I asked the original question is because I had three close friends suggest it to me (independently). So, I thought I'd get the opinions of others.

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post #10 of 11 Old 07-23-2011, 09:38 AM
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In my opinion the answer to your question is yes, it would be asking too much. You made the mistake and you should take responsibility for your own actions. There is no reason to expect someone else to pay for your mistakes...
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