You make a good point GottaRide... I guess the only time I say NO to working with my horses is if the riding conditions arent safe, If the arena is way to slippery, or if we just had an ice storm and I can barely walk on the stuff. You may say that those are just excuses, but a horseman must be able to make a good judgement call on what is best for the horse and him/herself.
People that have their horse at a trainers 24/7, only go for lessons, they don't do any training (and don't have horses at home to take care of) and show up at the show are only riders. I know some people that can really "show ride" very well... but if the horse starts acting up they jump off, hand the reins over to the trainer who "fixes" the problem. I have seen it done like that before, and I guess I am glad that my parents never let me send a horse off for training... they let me have lessons (not many but some) so that I learned how to correct problems.
I hate the fact that I have to board my horses now (because of my newer job) but I still do chores and cleaning 3-4 times a week and I work with my BO's horses also.