Your recommendations please for Insurance - The Horse Forum
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post #1 of 3 Old 09-10-2012, 09:55 PM Thread Starter
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Join Date: Jan 2012
Location: An English Girl living in beautiful Alberta, Canada
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Your recommendations please for Insurance

Good day all.

If the vetting goes well (fingers crossed please), I may soon be a horse owner again. Please could those of you in Canada (and the US if this works) give me some names of companies you like that provide horse insurance?

I can then get on the net and check out their policies and get some quotes.

Also - whilst I'm familiar with horse insurance in the UK, are there any words of wisdom anyone wants to give me when looking at insurance?

Thanks very much all.

Get up, get going, seize the day. Enjoy the sunshine, the rain, cloudy days, snowstorms, and thunder. Getting on your horse is always worth the effort.
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post #2 of 3 Old 09-10-2012, 11:36 PM
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Join Date: Apr 2010
Location: Alberta
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First, purchase an Alberta Equestrian Federation membership. You can do this online by going to their website. Your membership will give you some automatic liability insurance as well as some discounts on other party insurance. You can also access important documents such as a livestock manifest for hauling as well as upcoming events, eqine activities, news and connections in the province.

For horse life and health insurance, I use Capris Insurance who I believe are based out of BC. Their service has been very good (although I have not had to make a claim). You my need an appraisal and a vet inspection prior tominsuring depending upon the value of your horse and the amount or type of insurance you purchase. They also offer additional insurance for tack, barns, etc. I chose not to opt for these extras as my home insurance gives me adequate coverage.

Trailers are usually covered by your vehicle insurance, however, call your insurance company to see if you will need to purchase additional insurance for a trailer. I also have additional property insurance that covers me for horse related liability on my property.
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post #3 of 3 Old 09-10-2012, 11:38 PM
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Join Date: Jul 2010
Location: Southern California
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Dietrich and Company - Equine Insurance Services

This company sponsored the USHJA Hunter Derby and was all over the USEF Network. Not sure if they do plans outside the US... But they're a serious "go to" company for equine insurance.
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