To buy or rent a horse trailer?
 
 

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To buy or rent a horse trailer?

This is a discussion on To buy or rent a horse trailer? within the Horse Trailers forums, part of the Barns, Boarding, and Farms category
  • Leasing a horse trailer how much
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    10-22-2011, 11:15 PM
  #1
Weanling
Question To buy or rent a horse trailer?

Hi! As team Mick improves, I'm starting to really think about needing access to my own trailer. I've been doing research and am starting to get worried about being ripped off and can't afford a brand new trailer off the lot. (Plus I hate paying sticker for ANYTHING ) There is a small company close to home that rents trailers for $50 a day. I plan on using it at least once a month, most likely more as we progress, but for not much longer than an hour each way. Sometime in the future, I can also see us traveling farther for camping or weekends or whatever.

My question is: Is the price of owning and maintaining your trailer worth it if I have a reliable option for renting? Whatcha think?
     
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    10-22-2011, 11:59 PM
  #2
Green Broke
Quote:
Originally Posted by MicKey73    
Hi! As team Mick improves, I'm starting to really think about needing access to my own trailer. I've been doing research and am starting to get worried about being ripped off and can't afford a brand new trailer off the lot. (Plus I hate paying sticker for ANYTHING ) There is a small company close to home that rents trailers for $50 a day. I plan on using it at least once a month, most likely more as we progress, but for not much longer than an hour each way. Sometime in the future, I can also see us traveling farther for camping or weekends or whatever.

My question is: Is the price of owning and maintaining your trailer worth it if I have a reliable option for renting? Whatcha think?
To me, yes it's worth owning your own trailer. Reason being, I don't have to plan, call, set an appointment, go pick up and return a trailer. If I want to go I just go. Truth told, if I rented a trailer every time I wouldn't go nearly as often as I do.

If you want to do the math, figure out how much you are willing to pay and what that would be in monthly payments (wether you buy one outright or make payments it doesn't matter). Typical loan is 5 yrs so divide that number you would pay by 60 months. Now figure how many times a month you would rent a trailer at $50/each (currently once a month). Which figure is higher, that's your answer.

Maintaning a trailer, even a used one is fairly cheap unless you are putting thousands and thousands of miles on per year. I bought my latest trailer new in '01 and so far I've replaced the tires and that's it. Coming close to having to replace some lights. The light fixtures are sun rotted so as soon as the bulb burns I'll have to replace the whole thing. If I don't go LED it's $5- $20 each depending on what light burns out.
     
    10-23-2011, 12:30 AM
  #3
Weanling
Thanks for the reply, Darrin. I figure I have about $5000 to spend, so that's 100 uses...I'm sure I'll get there within a few years easily, especially as I get more comfortable with loading and towing. Do you have it inspected ever (breaks, floor, etc) or do you just know what to look for and inspect it yourself?

Another thing I thought of with renting are liability issues. Would my truck insurance extend to a trailer, or is there seperate trailer insurance?
     
    10-23-2011, 12:52 AM
  #4
Green Broke
Call your insurance company, each one handles it differently. Your current insurance may cover the trailer or you may need to buy separate insurance. Make sure you ask what is covered on the trailer if covered under your current plan, it just might be liability. It's your decision on just how much coverage you want.

For $5k you can buy a pretty good used trailer that will last you years. I've always done my own inspections and repairs but I grew up on a farm and know what end of a wrench to hold and how to use it. If mechanically challenged, then just like buying a used car, take it in to a pro to get checked out.

I haven't lived in a state that requires inspections for trailers but have heard some require it. Call you local DMV office or look it up on line to find out what the laws are in your state.

You will end up using your own trailer more then once a month once you get comfortable towing. During the summer months I'll use mine a couple times a week. Plenty of light left after work to hook up and hit a local trail. Even during the winter I'll tow to a trail on the weekend couple times a month.
     
    10-23-2011, 01:15 AM
  #5
Weanling
Ok thanks! Sounds so nice to think about being able to just load up and go. I'm not completely clueless regarding mechanics and my husband is really good, I'm just so worried about getting a stinker and not even knowing, causing my horse to get hurt. I get really worried when I see people talking about covered up structural damage, like with new paint or crappy welding.

I guess I'll just rent a few times and see what I like or don't about those trailers so I know better what details to look for in my own search. Is there anything you didn't think was a big deal till you had it, and now you can't live without?
     
    10-23-2011, 10:18 AM
  #6
Started
I would buy. My friend just bought a beautiful bumper pull 2 horse straight load Pacemaker with front dressing/tack room. No rust always stored inside and she paid $2750 for it. She got a great deal and is very happy she bought the trailer.
     
    10-23-2011, 12:03 PM
  #7
Green Broke
Just crawl all over the trailer you are thinking about buying to check it out. Trailers are mechanically simple so not a lot to go wrong. Look for rust, rotten flooring (seeing as how you are in Arizona those two wont be as big an issue as it is up north), cracked frame, working lights and working brakes.

With a little know how and basic tools pretty much everything on a trailer can be fixed at home. Before looking go ahead and price what wood, trailer lights, trailer mats and a set of brakes(doubt you would actually have to replace a set but it is possible) cost in your area. Knowing those cost will give you the information to use in evaluating each trailer and it's related cost to fix up. That in turn will help set what you would offer for a trailer.

Living in Arizona the only thing you might need to add is a water tank, that is if the previous owner didn't already. They make upright tanks specifically for horse trailers and they are invaluable in hot climates. I lived in New Mexico for 3yrs and my tank was in constant use.
     
    10-23-2011, 03:37 PM
  #8
Green Broke
You need to figure 100 a day or even 150 not 50, are you really going to want to get up, wait around till whenever they open, then go home, get horse and tack loaded, go ride, then be worried the whole time you are riding about getting back before they close, Are they open Sundays ? Can you get it back Monday morning before getting charged for another day?
     
    10-23-2011, 04:11 PM
  #9
Weanling
Joe, those are all good questions that I'm not 100% sure of the answer to. The company doesn't have a storefront office, and when I spoke to the lady, she seemed pretty flexible. (I know, I know, get it in writing ) But estimating high is a good idea, especially with the unknowns of traffic and weather. I would definitely love to have my own trailer, I'm just trying to be frugal and make a good decision. Truth be told, I don't even want to spend $5000. What WickedNag's friend paid is much more up my alley.
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    10-23-2011, 04:25 PM
  #10
Showing
Well, lets see, my first trailer made 5 road trips in 12 years so that's $500 a trip. The second trailer had made two one day road trips in two years so, so far that $1500 a trip. But, because I live where forest fires are common in summer, it is worth it for peace of mind. Smoke always preceds the flames so we can be loaded in short order and down the road quite quickly should the need arise. Any horse trailers I rented were always by the day, not the hour. Some rentals would give a break in the price if just a short jaunt to a show and the trailer was parked all day. Less wear and tear on the rubber, I guess.
     

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