I can see why 20" tires can reduce hauling capacity. Those are small tires! What were the super flashy upgrade tires? Whitewall? Lol
Do you mean wheels? Tires are the rubber part while wheels are the metal.
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Where I live it is common on the Dodges for the standard wheels to be switched out with bigger ones to appeal more to the avareage buyer (again, in my area.)
Switching wheel sizes can reduce hauling. Depending on the size, up to 1/2 ton is lost, according to the Dodge site.
When I asked several different sales people why the wheels are switched like that when it reduces performance, I was told most folks prefer the way it looks with the special wheels/tires more than how it performs.
My friend's Dodge I mentioned previously sits higher than mine. Her wheels/tires are also measurably bigger than mine.
We both have hauled the exact same trailer before and it sits level on my truck and front high/tipped on her truck. We both have the same hitch bar on our trucks.
As an aside, I remembered after my first post that I received conflicting info on using the Ram 1500 Quad cab/Mega cab short bed to haul a GN. The regular sales people where like ... "Sure, no problem." (of course)
The truck/trailer/specialty shop place said not to do it.