You talk about babying her and spoiling her....what do you mean by that? I bought my spotted saddle when she was two. My first horse to from ground up. I wouldnt trade her for all the gold in the world. She is my pride and my joy and nothing could ever pursuade me. I would go to the end of this world and back a million times to do what I thought needed to be done with her. I and most people around say that I spoil her. But here is how or what they consider spoiling her. She is in a 14 x 16 stall at night with 8" of sawdust and a thick layer of straw. She is blanketed 24/7 in the winter other than groomings and workouts. She is groomed everyday twice a day. Her mane and tail stay braided 24/7 unless I am going out trail riding. She has a tail bag in 24/7 and has fly spray on everyday and her fly mask during the summer. She gets her feet done every 5 weeks. She is seen by a vet twice a year for regular check ups. She has hay available (timothy/alfalfa) 24/7 year round. She gets sprayed off every day during the summer. Dadada. I could keep going. BUT she has the best ground manners. She will not under any circumstance come into your space. When you ask her to do something she responds that instance. She does not hesitate. Now, undersaddle we are still working on because I had to put her training on hold for two years. Is stuff like that you consider spoiling? Or is treats, hand feeding grain, lots in your pocket contact without your content to do so?