I was jumping a Standardbred x gelding named Sable who, my trainer failed to mention to me, hated puddles. As we were approaching the jump, he noticed the puddle on the other side and stopped dead half way over the fence lol. I came off and fell face first into the puddle! I had a face full of rocks and got a lot of dirt in my eye.. I got back on the horse though, and fell off every single time we came to that jump so I just decided to call it a day LOL
The second incident was (mostly) by my own stupidity. I was wearing flip-flops at the barn (yes, I know, dumb!) and was leading my horse down the barn isle. He just had new shoes put on that day and for some reason, he spooked. He trampled my big toe about 5 times until it was just about crushed. I had to have a hole drilled in the top of my toenail to release the blood and had a little cast put on it.
And the last incident was when I was free lunging a friend's horse in a round pen. He got a little excited and kicked out and connected with my shoulder. Didn't break it, but the bone was badly bruised! Ouch