I have been teaching out of my own place for quite a long time and have standard farm liability insurance that covers people on my horses on my property. I would like to start traveling and doing some lessons and clinics to students and 4-H/PC kids on their horses. I realize that I'm going to need actual instructor liability insurance but there are so many out there. I'm looking for something BASIC and CHEAP but that has everything I would need to be covered for a basic incident. I know there are a lot of instructors that post on this forum so I'd like to know who you use for insurance and what coverage/types you have. Thanks!