OP, there's nothing wrong with getting off and correcting behavior with lunging on the ground.
I was injured very badly 2 years ago in a motorcycle accident, one month after getting my first horse in 30 years. I did not have the leg strength or balance to walk much less rideand my horse needed a lot of work so I studied CAnderson basics and just started at the beginning.
Whenever I felt afraid she would be "rough," I jumped off and corrected her from the ground, making her lunge until she was ready to be more compliant. CA said there was nothing wrong with that, to my relief. I'm finally feeling confident enough to ride her through balking, etc because my strength and balance have improved, but I still will jump off and correct from the ground because it is safer and it WORKS. I find that working with my horses from the ground is also satisfying. I don't have to always ride to enjoy horsemanship.
You don't have to "ride it out" to make a good horse or to be good rider. Safety is important. And your horse can always benefit from a step back in training. If you are worried your horse will hurt you in the saddle, work it from the ground until you are BOTH more confident.
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