1. To lease a horse that is privately owned, but would probably cost me money, and would most likely be a lazy old horse, nice, but one that wouldn't be a good learning experience for me. But one that I could feel like was "mine", and wouldn't have to ask if I could take it out on a walk, or go for a ride.
2. To go to the same stables (there's only one boarding stables in our town) and see if I could help out by exercizing and caring for one or two horses there. Last time I was there, they were short on work (2 people caring for over 40 horses). This option would save me money, but I wouldn't have as much freedom with the horse(s). I would have to do what the owner told me to.
I have no idea which option. I know how to ride, I'm an intermediate rider, I can walk, trot, canter, and gallop without trouble. I can't do fancy movements, but can do things. I'm wanting to get a horse in college (three years away), but for now, I need to learn how to care for a horse and just improve my riding skills. Both options are OK with me, and both have benefits and downfalls.