Leasing out a horse you don`t own yet.....

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Leasing out a horse you don`t own yet.....

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    05-25-2012, 04:17 PM
Leasing out a horse you don`t own yet.....

So hi everyone, I`m sort of new here.... I`ve actually been haunting horse forums for nearly a year just never signed up.
Anyway, I`ve been trying to figure out a way to afford a horse for a year now. I`ve been riding on and off ever since I was 6 (I`m 15 now) and I know all the costs and commitment associated with caring for a horse.
I`m positive of getting a job when I`m 16 (I`m also a soccer player and my coach knows a lot of people. One person actually offered me a job because he thought I was 16.) but until then I would either need to find a place to board for free, or partial lease my new horse out to someone. The obvious problem with that is how do you advertise a lease on a horse that you can`t get until you know someone will lease him? And none of my friends that know I wouldn`t suddenly change my mind and decide not to buy a horse, love them and want to ride like I do. Oh and free board isn`t exactly true I found a place for 70 dollars a month that I could afford but they have no amenities at all and I would have to ride down the road! Not particularly safe.
The agreement between me and my parents is I pay board, they pay vet, farrier, and deworming.
I guess basically I`m asking what you would do if you were a horse-crazy girl in this situation?
Oh and do you think it would be hard to lease out a trail horse? I might be able to find an inexpensive horse that had been started over jumps.
Also I know all about getting a WRITTEN contract for the lease. My trainer has told me some horror stories about people who only got a verbal agreement.
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    05-25-2012, 04:30 PM
Well there are a few things wrong with the entire thought process. I'll break it down for you this way...

It's great that you have a goal, but since you only havea year until you work, you may want to wait. And even then, this might be too expensive to get into.

Even if you were able to find free board, you realize that the cost of a horse is anywhere from $100-$500 a month right? Farrier, vet bills, feed, hay, shavings, tack, etc. Just wanted to make sure you don't jump on $70 board and then realize you don't have the money to care for the horse.

The other half of this is about the lease situation. 1) You don't know if the leasee and horse would bea good fit, because you don't know the horse you'll be leasing yet. 2) Even if you found someone willing to go in on this with you, what would you do if THEY decided to back out? You'd be stuck and responsible for 100% of the fees assosicated with the horse.

Leases should be used as additional income towards your horses care, but never as the income for your horses care. You have to be able to take this on yourself before you decide to purchase.

Hold off and take some lessons. $70/mo should get you 2 lessons a month. Start there. Owning a horse is a huge financial responsibility and strain for an adult. Being a teenager and trying to conquor this is almost impossible. I'm not saying it is impossible, but every last cent you make would go to your horse.

Just keep an open mind about how realistic this goal is... right now anyway.
    05-25-2012, 04:46 PM
I think doing a partial lease with someone else's horse would be a better idea. It isn't as strenuous as owning a horse by yourself.
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    05-25-2012, 04:47 PM
You`re right about most of what you said, but I may have not explained myself clearly enough. My parents are going to pay for vet bills and farrier bills. The horse would be pasture boarded, so shavings aren`t a part of the bill. The barn owner feeds hay as necessary and one feeding of grain daily.
And also I said I`ve been taking lessons for almost 10 years. And I`ve saved up enough to buy the horse and tack by myself.
I realize that this is a kind of strange situation and it may be hard to find someone to lease like that, but I still want to know if it`s hard to find people who want to lease a trail horse.
And I`m not so blinded by horse-love that I can`t think about the safety and happiness of the animal I would buy. If the lessee backed out, I could still afford to keep the horse, just not at the place that would be best for riding at.
    05-25-2012, 04:49 PM
Oh and BarrelWannabe I`ve figured the costs and the only horses I can find for lease near here are more expensive per year than owning one would be.
    05-25-2012, 04:51 PM
Barrel brought up a perfect solution. I know its nice to have your own horse, but why not lease someone else's? You could probably find someone who would be willing to lease and if you are a good fit, could end up with a good horse if they decide to sell.

ETA: Leasing is NEVER more than the cost of onwership. At least not that i've found. Ever.
    05-25-2012, 04:57 PM
Well the only one close enough to be practical is a 200 dollar a month lease 30 minutes away. That`s 2400 a year not including what gas will add up to eventually.
    05-25-2012, 05:07 PM
Well, 30 minutes is all too bad. But keep looking. Maybe go to nearby stables and see if they have anything for lease. But $200/mo is really good for a lease. In my area it was $200-$600/mo-TO LEASE! But horses are way more expensive than $2400 a year. I spend at least double that and I board them at home.
    05-25-2012, 05:13 PM
How expensive horses are depends on what you do with them. I want a trail horse, not an eventer. I`ve also talked to several people I know who own horses, and they all say a trail horse is definitely less than that a year! It also depends on where you live. I live in GA. And actually around here 150 a month is a good lease. There are at least three horses advertised to lease for that much around here, but they`re all too far away ):
    05-25-2012, 05:26 PM
Ok, I don't want to harp, this will be my last post so you don't think I'm trying to be a buzz kill.

I only trail ride, and it certainly costs more than that a year. You are correct, if people aren't caring for their horses 'properly' they can get by for under that. I am in NC so GA prices don't vary too much. Just don't get caught up in what others say. Horses are expensive. And I don't mean getting your nails expensive, I mean car payment with insurance expensive.

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