Join Date: Oct 2007
Location: Alberta, Canada
• Horses: 0
Let me tell you first hand, you want to save up some money in case you run into some health problems with your horse.
I highly recommend having at least $1000 saved up just in case. That can cover a fairly major vet bill and a month's board in case you can't work for a month.
I know it seems like a lot, but I really do recommend it.
When I first bought Denny, we were both in good health. Since then (less than 3 months ago) I have paid well over $1000 in vet bills alone. I have also had to pay for indoor board ($500/month) because he needed stall rest (luckily I already had him on stall board, so that wasn't a complete shock) and I myself have had to take quite a few days off work for my own health problems.
He's also skinny and on about $40 worth of extra feed each month.
You never know when it's going to bite you.
I'm warning you because it CAN and does happen that quickly. You're a very smart girl, but I know firsthand how much the need for a horse can overwhelm.
Be smart and you'll be fine :)
ETA - WSArabians brought up a good point.. you also have to factor in the cost of vaccinations, as well as teeth floating, board, vet, farrier, etc. The initial purchase price is nothing compared to the upkeep.
Denny's initial purchase price was $2500. I have since spent $1000 in vet bills, $1500 in boarding, and another $500 in miscellaneous stuff (blankets, tack, feed, etc).. so I have spent $500 more than his initial price in upkeep alone.. in 3 months!
On the bright side, there are some lovely cheap horses in the world right now, so when you've saved up and feel confident about buying a horse, you will have an awesome time doing so!
ETA 2 - having a horse on your own is a HUGE stress. Be sure you're mentally prepared as well. Believe you me, I cried when I saw my last vet bill!!
The lovely images above provided by CVLC Photography cvlphotography.com
Last edited by JustDressageIt; 12-08-2008 at 12:11 AM.