Questions about loaning horses.
 
 

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Questions about loaning horses.

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  • OTTB horses for lease loan

 
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    07-12-2011, 02:48 PM
  #1
Foal
Smile Questions about loaning horses.

So basically, now that I have a job and earning, I am looking into loaning a horse for the summer, with the possibility of either buying it afterwards or continued the loan.

Buuuuuut, I don't actually know much about loaning, since I've always just bought horses in the past.

So, I know this sounds daft, but how does it all work? Do you pay a kind of rent on the horse? Are you then responsible for it's insurance and vet bills? Or what? :P

All and any advice welcome Thanks in advance.
     
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    07-12-2011, 11:34 PM
  #2
Weanling
Hello!
I'm assuming you're talking about leasing a horse?
First Time Leaser: Tips, Suggestions and Must Haves!
Check out that thread, the question is somewhat the same as yours.

You can also do lease to buy options where you pay a set monthly fee which accumulation into the total price. Of course then you'll have to check liability with what happens if the horse loses value due to injury or bad training while in your care, etc.

Leasing is a great opportunity, and I would go for it. Basically you and the owner need to work out what fees you cover, but as in the thread above, it is generally assumed that you cover board/vet etc, unless special circumstances. For most lease situations it's exactly like owning a horse, only you can "give it back" if it doesn't work out, or you don't have a lifetime commitment. The most important thing is to be clear and concise with the owner and to talk about everything beforehand. I hope this helps, and if you have any more specific questions, feel free to ask =)
     
    07-13-2011, 05:32 PM
  #3
Foal
I think leasing is a great option, that's what I've been doing for a few years on and off. This Dutch WB I might have coming here really soon will be an off-farm lease for 6mo/1 year, whichever one seems to work out better. When the lease is over, the owner gave me the option to buy if I liked him enough. I used to do full-leases at a barn I practically grew up riding at, but left when I needed something more challenging. She was great with pairing me with horses and I rode an OTTB for 6 months (well sort of, during the lease I sustained a spinal fracture >.<, not fun.).

When I get this DWB to my place, I will have to pay for board, vet, farrier, etc. When I did the full-leases at the other barn I used to be at, I didn't have to pay for board, because technically I was already paying $350 a month to lease him and had to also pay for his farrier appts. But I did not have to pay for his vet fees.

So while it is like owning a horse, if something should come up that you can't keep the horse anymore, you can talk to the owner about taking them back.
     

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