Reasonable budget?

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Reasonable budget?

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    05-13-2012, 08:49 PM
Reasonable budget?

Our plan is to take lessons this summer (we have both ridden horses in the past and Helena has owned horses previously but, my skills are not great and she wants refresher/additional) on riding and horse care. Then in the fall/winter begin looking for horses (approximately 6-8 months from now). We plan to board locally so we can groom/walk the horses daily and will take lessons at the BO we will be boarding at.

Our thoughts on horses are: Myself - Quarterhorse or maybe a Paint, Helena - she is thinking a Gypsy. We will only do Trail riding so no special training or jumping. We expect the horses to be 10-15 years old.

Our planned budget (for upfront costs only, not monthly mainenance fees):

Horses - $4,000 for the 2 horses
Tack - $2,000 for the 2 of us including saddles
Emergency care savings - $2,000

As a side:

Boarding fees - $350 ea. ($700 total)
Farrier fees - $120 total
Supplements, etc - $100

What are your thoughts on our planed budget? This also does not include the lessons throughout the summer and into next year. I am sure there will be some trainer fees in there as well.
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    05-13-2012, 09:02 PM
Green Broke
Don't forget to include bi-yearly Vet visits for vaccinations, teeth floating, general checkup and anything else you may want (such as I have my Vet clean my pig of a gelding's sheath since he needs to be sedated for it).
    05-13-2012, 09:16 PM
I think your emergency care should be higher, IMO. I like to have it at aout $5,000. I try to keep about $2,000 of that in actual cash and leave space on credit cards.

Your budget doesn't include deworming, vaccinations or lessons.

I'm also assuming that your board is full care, otherwise you need to budget for feed and bedding too.
    05-13-2012, 09:32 PM
Thank you Delfina and DancingArabian, I do have these costs in my budget (just kept my post general) but, thank you very much for pointing it out. I could certainly have missed them. I am in the process of investigating the specific costs associated with those vet fees.

The boarder is full care so the feed and bedding is included. I am concerned about the emergency care budget as I know it can quickly become not enough. I certainly do not want to be in a situation where I cannot pay for needed services (I should talk to the vet and make sure that if I do not have enough in an emergency situation they will still work with an agreement that I will pay somehow).

BTW Dancing Arabian I would not have posted if I was not looking for opinions. I believe the amount of experience here is invaluable. Would be foolish of me not to take it all into consideration.
    05-14-2012, 12:39 PM
Can you find a Gypsy Vanner for $2k?
    05-14-2012, 12:47 PM
I think that's a pretty great budget. Always budget higher than you think, though. Never know what may happen!
    05-14-2012, 12:52 PM
Originally Posted by CecilliaB    
Can you find a Gypsy Vanner for $2k?
I don't think you are going to find a Gypsy Vanner for that kind of money. The real ones that are for sale, not the fake ads, are starting at around 9 grand. Perhaps you can find a gypsy cross for less, but I still doubt you are going to find one of those for less than 4 grand.
    05-14-2012, 11:22 PM
I agree, that is what my research had told me but, it is her "dream" horse. She may not find one within our budget but, it is still worth trying. When the time comes she can be more realistic I guess but, for now dream....

I also agree with budgeting more than I think...I am surprised that I am still adding this or that to my budget spreadsheet. Most are little things but, they all add up. I did not have any illusions that it would be an expensive endeavor will not deter us because it will be worth every bit of the expense.
    05-14-2012, 11:26 PM
The best thing for her to do is open her heart to different kinds of horses. There are some really nice Haflingers and quarter horses and paints, etc. that know everything to be a successful trail horse. It's not about colour or breed, it's about the horse and what works best for her.

Sometimes you get lucky and find exactly what you want, other times you get something that fits your basic requirements.

Best of luck to you both!

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