Reasonable budget? - The Horse Forum
LinkBack Thread Tools
post #1 of 9 Old 05-13-2012, 07:49 PM Thread Starter
Join Date: May 2012
Location: Tucson, AZ
Posts: 46
• Horses: 0
Reasonable budget?

Our plan is to take lessons this summer (we have both ridden horses in the past and Helena has owned horses previously but, my skills are not great and she wants refresher/additional) on riding and horse care. Then in the fall/winter begin looking for horses (approximately 6-8 months from now). We plan to board locally so we can groom/walk the horses daily and will take lessons at the BO we will be boarding at.

Our thoughts on horses are: Myself - Quarterhorse or maybe a Paint, Helena - she is thinking a Gypsy. We will only do Trail riding so no special training or jumping. We expect the horses to be 10-15 years old.

Our planned budget (for upfront costs only, not monthly mainenance fees):

Horses - $4,000 for the 2 horses
Tack - $2,000 for the 2 of us including saddles
Emergency care savings - $2,000

As a side:

Boarding fees - $350 ea. ($700 total)
Farrier fees - $120 total
Supplements, etc - $100

What are your thoughts on our planed budget? This also does not include the lessons throughout the summer and into next year. I am sure there will be some trainer fees in there as well.
MikeTucson is offline  
Sponsored Links
post #2 of 9 Old 05-13-2012, 08:02 PM
Green Broke
Join Date: Feb 2010
Posts: 3,888
• Horses: 2
Don't forget to include bi-yearly Vet visits for vaccinations, teeth floating, general checkup and anything else you may want (such as I have my Vet clean my pig of a gelding's sheath since he needs to be sedated for it).
Delfina is offline  
post #3 of 9 Old 05-13-2012, 08:16 PM
Join Date: Jul 2011
Posts: 5,332
• Horses: 1
I think your emergency care should be higher, IMO. I like to have it at aout $5,000. I try to keep about $2,000 of that in actual cash and leave space on credit cards.

Your budget doesn't include deworming, vaccinations or lessons.

I'm also assuming that your board is full care, otherwise you need to budget for feed and bedding too.
DancingArabian is online now  
post #4 of 9 Old 05-13-2012, 08:32 PM Thread Starter
Join Date: May 2012
Location: Tucson, AZ
Posts: 46
• Horses: 0
Thank you Delfina and DancingArabian, I do have these costs in my budget (just kept my post general) but, thank you very much for pointing it out. I could certainly have missed them. I am in the process of investigating the specific costs associated with those vet fees.

The boarder is full care so the feed and bedding is included. I am concerned about the emergency care budget as I know it can quickly become not enough. I certainly do not want to be in a situation where I cannot pay for needed services (I should talk to the vet and make sure that if I do not have enough in an emergency situation they will still work with an agreement that I will pay somehow).

BTW Dancing Arabian I would not have posted if I was not looking for opinions. I believe the amount of experience here is invaluable. Would be foolish of me not to take it all into consideration.

Last edited by MikeTucson; 05-13-2012 at 08:34 PM. Reason: Addendum
MikeTucson is offline  
post #5 of 9 Old 05-14-2012, 11:39 AM
Join Date: Jan 2010
Location: Beaufort, SC
Posts: 868
• Horses: 5
Can you find a Gypsy Vanner for $2k?

~Horses aren't a hobby, they are a lifestyle.

CecilliaB is offline  
post #6 of 9 Old 05-14-2012, 11:47 AM
Join Date: Jul 2011
Location: Missouri
Posts: 16,846
• Horses: 1
I think that's a pretty great budget. Always budget higher than you think, though. Never know what may happen!

"Strength is the ability to use a muscle without tension"
Skyseternalangel is offline  
post #7 of 9 Old 05-14-2012, 11:52 AM
Join Date: Feb 2012
Location: Oregon
Posts: 524
• Horses: 5
Originally Posted by CecilliaB View Post
Can you find a Gypsy Vanner for $2k?
I don't think you are going to find a Gypsy Vanner for that kind of money. The real ones that are for sale, not the fake ads, are starting at around 9 grand. Perhaps you can find a gypsy cross for less, but I still doubt you are going to find one of those for less than 4 grand.

Imagining life without a horse is like imagining life without food, water and air.
DressageDreamer is offline  
post #8 of 9 Old 05-14-2012, 10:22 PM Thread Starter
Join Date: May 2012
Location: Tucson, AZ
Posts: 46
• Horses: 0
I agree, that is what my research had told me but, it is her "dream" horse. She may not find one within our budget but, it is still worth trying. When the time comes she can be more realistic I guess but, for now dream....

I also agree with budgeting more than I think...I am surprised that I am still adding this or that to my budget spreadsheet. Most are little things but, they all add up. I did not have any illusions that it would be an expensive endeavor will not deter us because it will be worth every bit of the expense.
MikeTucson is offline  
post #9 of 9 Old 05-14-2012, 10:26 PM
Join Date: Jul 2011
Location: Missouri
Posts: 16,846
• Horses: 1
The best thing for her to do is open her heart to different kinds of horses. There are some really nice Haflingers and quarter horses and paints, etc. that know everything to be a successful trail horse. It's not about colour or breed, it's about the horse and what works best for her.

Sometimes you get lucky and find exactly what you want, other times you get something that fits your basic requirements.

Best of luck to you both!

"Strength is the ability to use a muscle without tension"
Skyseternalangel is offline  

Quick Reply

Register Now

In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

Old Thread Warning
This thread is more than 90 days old. When a thread is this old, it is often better to start a new thread rather than post to it. However, If you feel you have something of value to add to this particular thread, you can do so by checking the box below before submitting your post.

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Similar Threads
Thread Thread Starter Forum Replies Last Post
Am I being realistic with my budget? Tasia Horse Talk 23 01-27-2012 10:56 PM
$650-800 budget for saddle. Best brands to look for? BarrelWannabe Barrel Racing 34 07-18-2011 07:35 PM
Budget AP Saddle 16.5 Oxer Tack and Equipment Classifieds 13 03-04-2011 09:08 PM
How much would you budget? alexischristina Horses for Sale 0 08-19-2010 01:02 AM
Gotta Budget... wannahorse22 Horse Talk 6 02-28-2010 11:04 AM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome