Right Time to Buy? - The Horse Forum
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post #1 of 3 Old 01-13-2012, 01:52 AM Thread Starter
Join Date: Jan 2012
Posts: 1
• Horses: 0
Right Time to Buy?

Hello, I'm new here but I'm looking for some advice.

I'm going to graduate college this May with a degree in art education, and my department helps students in my position find a job by the end of this semester, so I likely will be set with a job come May. I also have a bit of money saved right now, and currently have a small income through teaching private lessons. I'm planning to have a part-time job working at camp over the summer.

I've found a horse that I am very interested in visiting and trying out, and doing a lease to buy if she turns out to be something I like. But would now be a good time? If I find a job close enough to my hometown, I'm planning to live with my parents a little bit longer just to save some money before moving into an apartment, and that would also help with paying for the horse to start out.

Or should I just hold out and wait a little longer and find a different horse? I can't lie, I have become very curious about this horse and would love to try her out just to get it out of my system - I just know that if I try her out and love her, it would be even worse if I can't buy her right now.

Has anyone else ever been in a situation like this? Any advice? Thanks in advance!

**just a side note, I have been riding for eleven years now (I'm 22) and have plenty of experience with taking care of horses and maintenance, etc. It's just the buying I've never dealt with :)
PrettyMare is offline  
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post #2 of 3 Old 01-13-2012, 02:23 AM
Join Date: Nov 2011
Location: WV
Posts: 47
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If you could do a lease on a horse for a while you may be better off. Try to find a 50/50 or something.

I've owned a few when I was living with my parents and they paid for it all. When I was 18 and living in a different state than my parents and horse they gave my horse of 8 years away After 2 years I found her and she was in HORRIBLE condition! I had a job and was living with my dad but didn't have much of an income. Boarding was $350 a month then her vet bills got up to $1k and we still didn't know what was wrong with her. THANKFULLY I found a very very kind woman who took her in since I couldn't afford anything any longer.

Bills add up quickly when you least expect it!!!!!

Not to mention if I was young again and could live with my parents to save money - i'd put that money towards a down payment on a house and build up my credit. Rent is such a major waist!! I've lost so much money doing that...

Either way you go - be SURE you have a steady job with a steady income before you purchase a horse! Savings can and will drain very quickly when owning one! If you don't have any of your own stuff to care for a horse that right there is a MAJOR hit! Just all the little things add up!
AND if you get your own place there is a lot of little things there you'll have to buy. (When I left my husband I was reminded of all the little things I use to have and didn't think about... trash can, CAN OPENER! lol, cooking items!)
LilTuffGirl is offline  
post #3 of 3 Old 01-13-2012, 10:05 AM
Join Date: Nov 2006
Location: MN
Posts: 5,464
• Horses: 3
The lease is a great idea. No strings and you can walk away if the mare or your finances don't work out.
mls is offline  

advice , buying , college

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