Well, I'm on quite a shoestring budget and ride at a more backyard type barn. There's an arena, but it's more like a round pen with corners :) so I mostly ride the cross country course I have set up in the forest.
I justy moved out of my dad's place and am renting at the farm where I keep my horse anyways so I think it's awesome.
I just lucked out with the jumping pony. I feed her her grain, I ride her to my heart's content.